|
|
07-27-2022, 04:08 PM
|
#81
|
Recycles dryer sheets
Join Date: Feb 2017
Posts: 218
|
2800 square ft house on one acre, no mortgage
2022
HOA 2724
Insurance 4239
Taxes 3942
Total 10,905
2021
HOA 2604
Insurance 3223
Taxes 3911
Total 9738
|
|
|
|
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!
Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!
|
07-27-2022, 04:12 PM
|
#82
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2018
Location: Tampa
Posts: 11,226
|
No mortgage
Taxes/CDD 6,600
Insurance 1,511
HOA 1,980
Total 10,091
__________________
TGIM
|
|
|
What is your Base Housing Cost for 2022 (Tax + Insurance + HOA) w/o mortgage?
07-27-2022, 04:21 PM
|
#83
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Mar 2013
Location: Limerick
Posts: 5,637
|
What is your Base Housing Cost for 2022 (Tax + Insurance + HOA) w/o mortgage?
HOA $550/yr
HO Insurance $2,614/yr
Real Estate Taxes $8,555/year
This is for a 4,400 sq ft home on 1/3 acre in SE Pennsylvania.
|
|
|
07-27-2022, 07:30 PM
|
#84
|
Recycles dryer sheets
Join Date: Jul 2008
Location: .
Posts: 398
|
Real Estate Tax $13,659
Insurance $ 1,670
HOA $ 0
monthly $1,277
__________________
__________________________________________
"If things go wrong, don't go with them" -Roger Babson
|
|
|
07-27-2022, 07:58 PM
|
#85
|
Thinks s/he gets paid by the post
Join Date: Aug 2021
Location: Northern NJ/ Jersey Shore
Posts: 1,050
|
Quote:
Originally Posted by Doribe
Real Estate Tax $13,659
Insurance $ 1,670
HOA $ 0
monthly $1,277
|
Where are you? NJ like me?
|
|
|
07-27-2022, 08:02 PM
|
#86
|
Thinks s/he gets paid by the post
Join Date: Aug 2021
Location: Northern NJ/ Jersey Shore
Posts: 1,050
|
Quote:
Originally Posted by 5Miler
My home in a Northern suburb of Atlanta is only taxed $895 per year but in actuality the tax assessment is only $632 as the remainder is for trash collection somewhat recently added to our tax bill and a couple of other small fees. Taxes are low mainly due to the exemption for seniors 65 and older which removed all school taxes and school bond costs from our bill. Clearly it is the major portion of the bill as otherwise my tax bill would be over $3,000. This is a county tax exemption which very few Georgia counties offer. The state further provides other exemptions for seniors over 62 on other R.E. Tax line items but schools are the big hitter.
Home value per Zillow is $432K which is in line with a couple of home sales this past year across the street from my home. Shocking to me.
Georgia further exempts $65K of retirement income for seniors over 65 so I have no state taxes until RMDs kick in a few years from now. Many freebees for veterans as well leaving lots of budget for travel.
|
Wow 🤩 5Miler I think you just gave away one of the best retirement friendly areas in the US. That’s amazing! Now if I could just get my kids, grandkids and friends to move with me I’d be your neighbor!!
|
|
|
07-27-2022, 08:27 PM
|
#87
|
Thinks s/he gets paid by the post
Join Date: Feb 2016
Location: SoCal
Posts: 1,286
|
Taxes 4000 annual
Insurance 750
No mortgage
No HOA
Electric bill 5.53 this month
Natural gas 18.13 this month
|
|
|
07-28-2022, 01:47 PM
|
#88
|
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2013
Location: ATL --> Flyover Country
Posts: 6,649
|
Quote:
Originally Posted by Luvtoride
Wow 🤩 5Miler I think you just gave away one of the best retirement friendly areas in the US. That’s amazing! Now if I could just get my kids, grandkids and friends to move with me I’d be your neighbor!!
|
Unfortunately way too many people moving there recently. That was a big motivator for us leaving for "flyover country."
__________________
FIRE'd in 2014 @ 40 Years Old
Professional Retiree
|
|
|
07-28-2022, 01:57 PM
|
#89
|
Recycles dryer sheets
Join Date: Jul 2008
Location: .
Posts: 398
|
Quote:
Originally Posted by Luvtoride
Where are you? NJ like me?
|
I'm in a suburb of Chicago, Illinois
House is about 2200 sq. ft. on a tiny city lot.
__________________
__________________________________________
"If things go wrong, don't go with them" -Roger Babson
|
|
|
07-28-2022, 05:41 PM
|
#90
|
Thinks s/he gets paid by the post
Join Date: Feb 2007
Posts: 3,679
|
Quote:
Originally Posted by Plantman
No zeros forgotten. Northeast Ohio.
|
I'm also in Northeast Ohio. I want your tax rate!
1654 sq ft home
Property tax $3600/yr
HO insurance $981/yr
No mortgage
No HOA
Total $382/mo
We had the Ohio Homestead reduction of about $45/mo for a year and then lost it because we MADE TOO MUCH MONEY! The limit is only $34,600/yr.
__________________
Married, both 69. DH retired June, 2010. I have a pleasant little part time job.
|
|
|
07-28-2022, 05:48 PM
|
#91
|
Thinks s/he gets paid by the post
Join Date: Oct 2013
Posts: 1,180
|
5636 sq. ft.
Real Estate Tax $12,800
Insurance $820
HOA $490
Monthly $1,176
|
|
|
07-28-2022, 05:59 PM
|
#92
|
Recycles dryer sheets
Join Date: Feb 2014
Posts: 330
|
2050 sq ft SFH on ~.2 acres
2022 PT - $11,460 (supposedly my assessed value went up 40% for 2023 so...)
Insurance $1100
|
|
|
07-28-2022, 06:05 PM
|
#93
|
Recycles dryer sheets
Join Date: Mar 2021
Posts: 113
|
SE Pa
2400 Sq ft
Property Taxes $8415/yr
Insurance $1245/yr
HOA $0
No Mortgage
Total 805/month
|
|
|
07-28-2022, 06:34 PM
|
#94
|
Full time employment: Posting here.
Join Date: Mar 2017
Posts: 629
|
My house is on 7.5 acres.
Taxes $2300
Insurance $550
Total $2850 a year or $237.5 a month
|
|
|
07-28-2022, 11:46 PM
|
#95
|
Recycles dryer sheets
Join Date: May 2016
Posts: 169
|
2022
About 2600 sq ft house 2 car attached and 2 car detached garage on 1.33 acre. NW Indiana
RE Tax $2642 year
Insurance $1348 year
So if we paid it monthly, $332/mth
Plus
Mortgage $460 Recently refi at 2.74% Home equity loan
Electric & gas utility over the last year average maybe $270/m
About $144 for trash pickup
|
|
|
07-29-2022, 12:50 AM
|
#96
|
Dryer sheet aficionado
Join Date: Apr 2013
Posts: 32
|
1610 sq ft home
Property tax $1025 annual
Insurance. $ 610 annual
No HOA
Total $1,635 annual
I am not moving based upon what I have seen for others expenses.
|
|
|
07-29-2022, 03:07 AM
|
#97
|
Thinks s/he gets paid by the post
Join Date: Aug 2021
Location: Northern NJ/ Jersey Shore
Posts: 1,050
|
Quote:
Originally Posted by thatguy
2022
About 2600 sq ft house 2 car attached and 2 car detached garage on 1.33 acre. NW Indiana
RE Tax $2642 year
Insurance $1348 year
So if we paid it monthly, $332/mth
Plus
Mortgage $460 Recently refi at 2.74% Home equity loan
Electric & gas utility over the last year average maybe $270/m
About $144 for trash pickup
|
Oh, there you go…your RE tax doesn’t include trash pickup…I don’t feel quite as bad about my $13k plus RE taxes now as it includes trash pick up [emoji1787]
__________________
Brian
Happily retired in July 2023!
|
|
|
07-29-2022, 06:17 AM
|
#98
|
Full time employment: Posting here.
Join Date: Jun 2014
Posts: 518
|
There seems to be a theme here. No mortgage.
Ours for a 2600 sq ft home is $2k for insurance, 4.5k for taxes and $200 HOA or about $560 / month.
|
|
|
07-29-2022, 07:32 AM
|
#99
|
Full time employment: Posting here.
Join Date: May 2015
Location: Charleston, SC
Posts: 534
|
We live in the suburbs of Charleston SC. There's an unobstructed view of the 3rd green in the rear yard, and a 3 acre Pond in front of the house.
2480 sq ft home
Property tax approx. $2200/yr
HO insurance approx. $1300/yr
HOA is $350/year
Gas & Electric $160 per month on Budget Plan
No Mortgage
Total $500/month All In Housing Cost (includes monthly addition to Repair Fund)
__________________
He who thinks he 'knows it all' has a very limited understanding of the word ALL.
|
|
|
07-29-2022, 07:45 AM
|
#100
|
Thinks s/he gets paid by the post
Join Date: Jul 2007
Location: St. Louis
Posts: 1,563
|
Quote:
Originally Posted by Dhickman57
1610 sq ft home
Property tax $1025 annual
Insurance. $ 610 annual
No HOA
Total $1,635 annual
I am not moving based upon what I have seen for others expenses.
|
That is a good deal. What state are you in?
|
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
Thread Tools |
|
Display Modes |
Linear Mode
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Threads
|
|
|
|
|
|
|
|
|
|
|
|
|
» Quick Links
|
|
|