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View Poll Results: What percentage are you down so far?
Down 0% to -10% 107 33.86%
Down -11% to -20% 155 49.05%
Down -21% to -30% 50 15.82%
Down -31% or higher 4 1.27%
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Old 04-18-2020, 07:52 AM   #221
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My stock portfolio peaked on 1-17-20


Had it's lowest point on 4-1-20 when it was down by 27.4% .
Today 4-18-20 it is down 14.4%.


That's a market nice move in two weeks!



My total portfolio was down 20.1% on 4-1-20


My total portfolio is down 10.4% today 4-18-20
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Old 04-18-2020, 08:05 AM   #222
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-3% ytd
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Old 04-18-2020, 08:18 AM   #223
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Originally Posted by almost there View Post
If I were in the market, I would bail on this bounce.

Still waiting for it to catch up with 2019's USA flu deaths /34,000.
Bail and go where?


2018-2019 flu deaths took how many months? CV 19 took 4 weeks. We're not done yet.
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Old 04-18-2020, 08:19 AM   #224
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The dow goes up, the dow goes down; it always has. The cause of the current volatility is obvious; the effect(s), however, are not.



My opinion: to pull out of stocks, you'd have to know where the bottom is & know when to get back in...seems like a pretty arrogant approach to me.
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Old 04-18-2020, 08:22 AM   #225
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Well, your broker won't tell you. Stay the course.

I sure will.
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Old 04-18-2020, 08:57 AM   #226
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Originally Posted by almost there View Post
If I were in the market, I would bail on this bounce.
Next couple months will see Major bankruptcies etc.
This is the 1st domino in the series. History will see this as a financial crisis.
Rather than an epidemic. Based on the number of losses between the two.
Still waiting for it to catch up with 2019's USA flu deaths /34,000.
[MOD EDIT].
If you are that good then why not short sell the market ? I have been in the equity market for over 25 years and have not loss $1 dollar yet ?
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Old 04-18-2020, 09:13 AM   #227
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I am back up to being down -7.48%

Currently AA: 59/26/15
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Old 04-18-2020, 09:18 AM   #228
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On 1/1/20, our AA was roughly 60/34/6 (that may not be precisely right, but is close). Today, our AA is about 60/36/4. In between those two dates, our equity piece dipped down to about 56%; it has since rebounded due to the market rebound and shifting some cash over.

YTD and measured against the portfolio value on 1/1/20 and using the value on that date as the baseline, we are down 4.7%*

Measured from the date when the portfolio peaked (2/19/20) and using the value on that date as the baseline, we are down 7.5%*

Measured over the past 12 months, we are up 7.3%*

Our portfolio value yesterday (4/17/20) was where it was on 10/14/19; viewed that way, we are back where we were last Halloween, give or take. So if this is the Great Depression version 2.0, it doesn't seem catastrophic from a market value point of view for a balanced portfolio. And of course, the bottom could fall out on Monday.*

*Note: These percentages are not precise because we have continued to make monthly investments
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Old 04-18-2020, 09:21 AM   #229
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I just got back up over $1.5M, which is -9% since the start of the year. Some of the drop (~$30k) is due to paying income taxes on large cap gains at the end of 2019, and an unrelated one-time expense I expect to recover by the end of this year.
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Old 04-18-2020, 09:45 AM   #230
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MOD NOTE - some posts have been deleted and some edited. We are not going to argue politics or purported media bias.
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Old 04-18-2020, 11:30 AM   #231
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-4.661618062 YTD
-6.508579336 All Time High

percent - I calculate it every day.

Pretty happy with this. Sitting on about 35% stocks now. I'll likely not move from here for a while.

I just went from nearly all cash (35/65) to some bond holdings (via a fund FUAMX). I sure hope this wasn't a mistake. I understand this will likely fall when interest rates take a hike but I do not see that happening for a while. I am just hoping it does better than my money market fund would have done as we move forward. It was a substantial purchase.
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Old 06-13-2020, 12:10 PM   #232
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Originally Posted by easysurfer View Post
My thought is that you need an allocation that doesn't keep you at night.

For me, I use the (100 - my age) rule of thumb formula as for what percentage to keep in equities. That way, I don't let my fear and greed get in the way. I focus on the math percentage calculation and not what happens externally. Plus, I save a phone call not having to call someone to calm me down .

Easysurfer, that was great advice; thank you very much.
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Old 06-13-2020, 12:30 PM   #233
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Only time will tell. Very heavy real estate. Rentals, short term discounted notes. In good stock market years, I under perform, in bad stock market years, out perform.

One borrowers spouse said that I should forgive interest during this time. I am curious as to what will happen with my rentals and rent. Will the bank forgive or defer my mortgage(s) on the rentals?

Tough to say where I will be in a few months, if real estate prices drop significantly, then, yes, I'll take a loss.
Just checked ... it has been a couple months... Up 6.27% after living expenses. Mostly non correlated assets.
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Old 06-13-2020, 12:39 PM   #234
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Quote:
Originally Posted by easysurfer View Post
My thought is that you need an allocation that doesn't keep you at night.

For me, I use the (100 - my age) rule of thumb formula as for what percentage to keep in equities. That way, I don't let my fear and greed get in the way. I focus on the math percentage calculation and not what happens externally. Plus, I save a phone call not having to call someone to calm me down .
Isn't this equivalent to the common, "age in bonds" many (including me) use for an AA? I do this for my rollover IRA, not for my taxable account because I have an income generation goal.
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Old 06-13-2020, 01:13 PM   #235
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WOW, I am back to January 1st, 2020 level !!
Congrats! Just goes to show how important it is to "stay the course"! This recovery has been amazing so far, my brokerage retirement accounts are now YTD up 45.19%!
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Old 06-13-2020, 03:05 PM   #236
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Down 9.51% YTD as of 3/24/2020. 50% in equities.
As of 6/12/2020 down 0.23%
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Old 06-13-2020, 03:13 PM   #237
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Our NW is up 2.718% YTD as of today. Thanks to rental property, property sales contracts and a few loans mostly. Heavy amount of cash in CDs and saving accounts that probably average under 2%. Stocks were at our all time high on 6/8, but oh how the mighty have fallen! Quarterly taxes have been paid. Cat is fed. We both tested negative for Covid Tuesday. Life is good.
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