What percentage are you down so far?

[mickeyd]

Quote:

I don't know but I just hope. He is going to have us both in a 50/50 allocation. We will see.

Sounds to me like you lack confidence in your Fido FA.

[youbet]

Quote:

Originally Posted by DallasGuy I'm slightly up...I sold all of my equities with the exception of some annuities (which can't go down) a year ago. In the following 8-10 months after I sold everything, I was disappointed I missed out on the further run up in the markets but now I'm feeling good with my decision. I believe in investing with buy, hold AND SELL strategies. Nothing goes up forever and bear markets are somewhat cyclical and usually don't end quickly so you usually have plenty of time to get back into the market at reasonable prices.

Soooo....... what's your plan for getting back in, if you plan get back in?

[youbet]

Schwab's summary page includes a very nice tool for calculating and displaying your gain/loss over time. Since 97% of my FIRE stash is there (everything but some local B and M bank deposits), these are reasonably accurate numbers reflecting our overall performance, all in.

This morning I'm down 12.19% YTD. I'm ahead of where we were two years ago but behind where we were one year ago in terms of total account value. Currently (after the market has done some auto-balancing!) the AA is 51/35/14.

[harllee]

I finally looked at my investments today, first time since the beginning of February. While the absolute dollars I am down is ALOT, the percentage I am down since 2/1/2020 is 7%. I have a conservative allocation--40% stocks/ 60% bonds, mm, cds. I started a separate tread about my international fund. It is time for me to rebalance but I don't have the nerve to do it yet. So I will just hold tight.

[Freedom56]

Up 3% YTD as of yesterday. 70% corporate bonds and CDs and 30% cash/MM. My bond premiums are coming back pretty fast. The Fed just announced that it will be buying high yield bonds. I have a large position of high yield in technology and telecom companies. Those bonds were already trading well above par and are likely to get an even bigger boost. I will be selling off short and medium term investment grade notes that have coupons under 4.25% if the premiums rise to the point where their YTM is lower than CDs. I want to go to 40% cash and wait for the next sell-off.

[CyclingInvestor]

-15.8% ytd on 100% equities. Interesting market to watch the last few weeks, although I missed the first week of real excitement due to being on a cruise Mar 7-14. At one point I was down 50% from my mid-Feb high (44% ytd).

[ESRwannabe]

Quote:

Originally Posted by CyclingInvestor -15.8% ytd on 100% equities. Interesting market to watch the last few weeks, although I missed the first week of real excitement due to being on a cruise Mar 7-14. At one point I was down 50% from my mid-Feb high (44% ytd).

If the market keeps going up I'll be back to even in about a week. I've already made back around 2/3 of what I was down.

[RobbieB]

20%

[momoftwo]

10% as of today

[IMATERP]

Down 6 1/2 percent from February High. Only 35% stock and I received a reprieve this morning from the Fed. I own a 4.3% Ford bond which is due in late 2023. The bond was trading at .72 on the dollar prior to the announcement. Now, I’ll carry it to maturity. It also didn’t hurt that I picked up some RCL earlier in the week in the mid 20’s.

[MRG]

Down 10%. Not as bad as I expected.

[jimbee]

Quote:

Originally Posted by RobbieB 20%

RobbieB, is that year to date? Vanguard Total Stock Market Index Fund (VTSAX), is only down 14.5% YTD.

[targatom2019]

the power of over rebalancing in a down market:

so I decided to over rebalance from 60/40 to 96/04 between DOW 25,409-18,576 with over 580K of purchases, I am now only down 4.4% YTD and back to October 2019 level.

[Markola]

-7.6% YTD as of last night. 50/50 that auto-rebalances.

[albireo13]

Looking at my IRA and my 401K, the AA for current holdings is 60/40.
However, for my 401K I had changed my contributions to 100% equities 2 months ago.

[ncbill]

Zero...I sold everything last year to tax loss harvest and have been too nervous to get back in...

[lalanian6]

On 3/23, my balance was down roughly 30%. I panicked, contacted our Vanguard advisor, and asked to move everything into cash. He calmed me down, said that would be a huge mistake and suggested we adjust our allocation (from 60/40 to 75/25); He sold some bonds & bought some stocks. Since then the market has increased, along with our balance; we're currently down 10%.



I am so grateful he talked some sense into me. I know better...I guess I just needed to hear it from him.


I am, however, still uneasy about the future of this market; now I"m contemplating changing the allocation back to 60/40 (now that my balance has gotten back to my comfort zone). Any thought on this?

[easysurfer]

Quote:

Originally Posted by lalanian6 On 3/23, my balance was down roughly 30%. I panicked, contacted our Vanguard advisor, and asked to move everything into cash. He calmed me down, said that would be a huge mistake and suggested we adjust our allocation (from 60/40 to 75/25); He sold some bonds & bought some stocks. Since then the market has increased, along with our balance; we're currently down 10%. I am so grateful he talked some sense into me. I know better...I guess I just needed to hear it from him. I am, however, still uneasy about the future of this market; now I"m contemplating changing the allocation back to 60/40 (now that my balance has gotten back to my comfort zone). Any thought on this?

My thought is that you need an allocation that doesn't keep you at night.

For me, I use the (100 - my age) rule of thumb formula as for what percentage to keep in equities. That way, I don't let my fear and greed get in the way. I focus on the math percentage calculation and not what happens externally. Plus, I save a phone call not having to call someone to calm me down .

[RetireAge50]

-10.6% ytd as of last night 69/18/13

[Perryinva]

Up 6% YTD with 30/20/50