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Old 08-27-2018, 04:14 PM   #21
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Maybe #17?

The rest - ymmv
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Old 08-27-2018, 04:14 PM   #22
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I believe we will never agree on what we believe. And if you don't believe it now, believe me you will after an unbelievable number of belief posts follow this.
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Old 08-27-2018, 04:15 PM   #23
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22. Do not live in a bedroom on a different floor of your house than your children.
But we do by choice. Ours was to reduce our footprint. Not financial, health, or grand kids. Still working great socially and financially.

Our company had a company value statement called This We Believe. While they held to it for the most part, the joke was always, This We Do
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Old 08-27-2018, 04:27 PM   #24
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Appears you assume all are male here? And all married to a female?

"14. Determine the best time for you (and your wife) to take SS."
Ha ha...so sorry...of course not, but it does seem like a majority of posters are male?
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Old 08-27-2018, 04:30 PM   #25
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I believe we will never agree on what we believe. And if you don't believe it now, believe me you will after an unbelievable number of belief posts follow this.
I was trying to imbibe some life and active discussion back into the forums...as well as to summarize what I believe are answers to the "Some Important Questions to Answer Before Asking - Can I Retire" thread.
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Old 08-27-2018, 04:31 PM   #26
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Ha ha...so sorry...of course not, but it does seem like a majority of posters are male?
According to a recent poll, we're about 1/3 female:
Early Retirement & Financial Independence Community - View Poll Results
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Old 08-27-2018, 04:33 PM   #27
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We believe that for most here:

Nice Job!
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Old 08-27-2018, 04:33 PM   #28
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I don't believe in any of that list. I do believe it's some attempt at "group think"
Is it working?
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Old 08-27-2018, 04:44 PM   #29
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According to a recent poll, we're about 1/3 female:
Early Retirement & Financial Independence Community - View Poll Results
Thanks! I've adjusted wife to spouse or SO to be more inclusive.
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Old 08-27-2018, 04:44 PM   #30
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Nice summary, hit the reset button on the site, put this as the stickie, and start over
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Old 08-27-2018, 05:09 PM   #31
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Excellent list. Some general/personal comments.
1. I believe there are probably more retirees on this site over 55 than under (yes, nitpik)
5. Agree - I believe Firecalc at 100% success at default values is 3.58%.
15. Planning for no discount - one of us already collecting - will deal with it otherwise at that time if necessary.
16. Same thing - expect the ACA to continue especially if the "House" changes -otherwise will deal with it.

Again an excellent post overall.
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Old 08-27-2018, 06:21 PM   #32
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Quote:
Originally Posted by REWahoo View Post
I believe we will never agree on what we believe.

That should be number 22.


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That's a statement I can believe in...

+1
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Old 08-27-2018, 06:43 PM   #33
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According to a recent poll, we're about 1/3 female:
Well, that just might explain the numerous cross-dressing threads.
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Old 08-27-2018, 06:55 PM   #34
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I believe we will never agree on what we believe. And if you don't believe it now, believe me you will after an unbelievable number of belief posts follow this.
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Originally Posted by joeea View Post
That's a statement I can believe in...
My best friend likes to say

"People have to believe in something. I believe I will have another beer".
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Old 08-27-2018, 07:12 PM   #35
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i believe i am the exception

but i live in Australia so upside down is pretty much standard here , for some points of view
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Old 08-27-2018, 10:36 PM   #36
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I think that there are plenty of people that don’t desire to have the same standard of living in retirement. It seems to me that some are happy with less because the time is more important. If in the future we have to quit taking big trips it was worth it to us to have the time. We will never be poor but but who knows what the future holds.
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Old 08-28-2018, 05:06 AM   #37
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Our plan is that our standard of living will go up when we retire in 9 months. With all that free time available, we'll have more opportunity to spend money. When I run FIRECalc, I use twice our current actual spending. I'm sure we won't really spend that much, but it gives me comfort to know we could and still get a 100% success rate.
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Old 08-28-2018, 05:21 AM   #38
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Same here. I always make a spending plan that is far higher than it will actually be (although still under what FIRECalc says I could spend).

It's nice to have that margin of safety.
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Old 08-28-2018, 05:35 AM   #39
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I don't believe in any of that list. I do believe it's some attempt at "group think"
A fine line between 'group think' and 'collective wisdom'. I align with the latter.

Lots of helpful info here from a variety of inputs and it seems fairly easy to distill the good from the noise, if only through sheer volume.

Some people come here with some sincere and serious questions and I like to think that as a broad group with broad experiences, they're well served by those relatively consistent inputs.
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Old 08-28-2018, 05:48 AM   #40
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I'll go out on a limb and state that we all believe it's important to retire first, then die. Not the other way around.
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