I agree with the other responses. What would really be interesting, is if you could provide us a documented, proven alternative to B&H with re-balancing.
It isn't 'sentiment' - show me a clearly better way, and I'll drop B&H/ReBal in a second. You act like we chose this path because our head is in the sand - it's just the opposite, many of us chose this because we looked at alternatives, and don't see one we can rely on. In the case of market timing, how can you rely on any 'system' to not only get you out at the right time, but get you back in. IF that was so easy, where are the 'market timing' mutual funds that consistently outperform the market - should be easy to buy one.
Avoid the stock market? Load that into FIRECALC and see how you do.
But please, please, please - show us the way.
-ERD50