Dawg52
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
My first 2 years I averaged 2.1%. Year 3 will be more due to heating/cooling upgrades and house repairs, but still less than 3%. Not planning on being a COB forever, but can't travel much now as I need to stay pretty close by for mom. But someday I do plan to travel and see the country, but don't see myself ever having to go above 3%(my vote) particularly with SS kicking in one day. Plus I will be [-]free loading[/-] visiting and staying with all my internet friends which will keep expenses down.