A tip of the hat to those who are FIRE based on 100% personal savings generated by LBYM and current or future SS! Without the cushion of pensions, inheritances, lottery winnings, etc., you guys are the real stuff!
I'm RE and living off of about 40% dbp pension/60% portfolio. Portfolio percentage will increase in years where we make a major expenditure, such as a car. Still noodling whether to start SS at 62 or later.
Even pensions that cover less than half of our expenses are a huge help. I love reading about how you folks doing it on 100% portfolio manage things as my kids and their peers will be in that situation.