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Old 07-03-2014, 10:28 AM   #61
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Originally Posted by Fermion View Post
I like the optimism in the 2006 thread too.

One person was saying 4% SWR was too low and 6% is more realistic.

Well, historically 6% it has survived 30 years half the time. You could get lucky.

I'm not that much of a gambler.

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Old 07-03-2014, 04:25 PM   #62
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Originally Posted by bobafett View Post
I'm 36 and retired last year with roughly $400k in a 3 fund index portfolio, 110k in cash, and another 25k in a business investment that yields decent returns. I'm obviously not drawing SS# or anything else and the decision to finally throw in the towel was due to prolonged unemployment.

I didn't see a point in even trying to find a job again. It wasn't easy coming to my decision but it's been in the works for a long time now. Unfortunately, this "new" economy punishes the 20-30 somethings the hardest but I consider myself very lucky since I am debt free and have some money.

I live in Asia now and am able to enjoy quite a good lifestyle. I'll probably end up teaching english for awhile for fun and going that route.

If the market drops in the next year or two I plan on going all in with the rest of my cash on the market.

Now thats impressive. You are basically right at my age and egg size, but you made it work by going overseas with your spending to stretch the dollar. Something for me to think about.

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