Fermion
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
You can pull out Roth contributions at any time with no tax or penalty. I see no way they could include this in your earnings since a person could just take it all out in one lump sum, stick it under the mattress and pay themselves for the next decade while not getting taxed on SS.
Roth gains, maybe they could claim this increases your income for calculating taxes on other money. Technically you could do the same thing with this money...take it all out in one year, pay tax on your SS that year, then pay yourself the next decade while paying no tax on SS.
It would all get very complicated.
Roth gains, maybe they could claim this increases your income for calculating taxes on other money. Technically you could do the same thing with this money...take it all out in one year, pay tax on your SS that year, then pay yourself the next decade while paying no tax on SS.
It would all get very complicated.