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Yet another Great Vanguard Service Experience
Old 11-04-2020, 12:19 PM   #1
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Yet another Great Vanguard Service Experience

Yesterday at approximately 2:45 EST I initiated a sell order and transfer of a mid 5 figure sum to my local credit union. The funds were in my CU by 11:15 this morning. Not too bad.
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Old 11-04-2020, 04:27 PM   #2
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Chase has been offering instant ACH (out) for the better part of this year. It is awesome. You can send up to $5000 and it's in your destination bank account within 10 seconds. I've used it a few times and it works extremely well.
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Old 11-04-2020, 04:36 PM   #3
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With all due respect I wouldn't call this a great experience. It's what I expect with Vanguard, Fidelity etc. Next day to the bank and instant coming into my brokerage from my bank.
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Old 11-04-2020, 04:45 PM   #4
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When I issue a bank transfer from Vanguard the funds are typically in my account the next day (assuming it is a business day). Has been this way for years. Agree with foxfire - this isn't exactly stellar when compared to other parts of the developed world. When I lived in Belgium (15+ years ago) bank transfers were close to real time.
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Old 11-05-2020, 12:48 AM   #5
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When I transfer Country to Country, I can send up to $2,500 and have it show up in the USA bank within 45 minutes !
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Old 11-05-2020, 11:40 PM   #6
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Sounds about right from my experience, but YMMV.
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