 |
|
12-31-2013, 07:23 PM
|
#21
|
|
Dryer sheet wannabe
Join Date: Oct 2013
Location: Houston
Posts: 20
|
19.8% total return. Very pleased.
|
|
|
 |
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!
Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!
|
|
12-31-2013, 07:33 PM
|
#22
|
|
Thinks s/he gets paid by the post
Join Date: Nov 2006
Location: Bossier City
Posts: 2,183
|
Vanguard says 11% on the Roths. Not sure yet about my TSP but should be around 20% or so. I'll know shortly...
|
|
|
|
|
12-31-2013, 07:35 PM
|
#23
|
|
Thinks s/he gets paid by the post
Join Date: Aug 2005
Location: Crownsville
Posts: 3,156
|
Just about all of my numbers are in, with the exception of my old 401k from Boeing, but that won't move by more than maybe $100. I'm up about 23.1% for the year.
Probably would have done better, except for a few factors.
1) Throughout the year, I started selling off a bit here and there as we hit new highs, and used the money to pay down the mortgage. On one hand, I knocked the mortgage balance down by about 1/4, but on the other hand, taking that money off the table kept it from making even more.
2) I took a bit of a hit with some REITs (NLY and AGNC) and a gold fund (GGN).
3) I've been dollar-cost-averaging into my 401k and Roth over the year, so that will bring the overall average down, as more recent investments haven't appreciated as much as those made earlier in the year.
So, I'm gonna say it. Weeeee!
|
|
|
|
|
12-31-2013, 07:37 PM
|
#24
|
|
Administrator
Join Date: Apr 2006
Posts: 20,558
|
Only one member is permitted to say that word . . . and she has been warned.
__________________
Living an analog life in the Digital Age.
|
|
|
|
12-31-2013, 08:02 PM
|
#25
|
|
Recycles dryer sheets
Join Date: Apr 2010
Location: Silicon Valley
Posts: 225
|
Probably ~ 12% haven't exactly calculated across accounts but 50% international (lots of EWX and VWO), 15% REIT and a fair bit of cash hurt (No bonds) :-(
|
|
|
|
|
12-31-2013, 08:04 PM
|
#26
|
|
Thinks s/he gets paid by the post
Join Date: Aug 2005
Location: Crownsville
Posts: 3,156
|
How about Wheeee-Doggies then? (Sorry, caught "The Beverly Hillbillies" this morning so it was on my mind...)
|
|
|
|
|
12-31-2013, 08:31 PM
|
#27
|
|
Dryer sheet aficionado
Join Date: Mar 2013
Posts: 30
|
25% with a 50 / 50 portfolio. Happy New Year to all !
|
|
|
|
|
12-31-2013, 08:31 PM
|
#28
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 34,739
|
 Quote:
Originally Posted by Gumby
Only one member is permitted to say that word . . . and she has been warned.
|
She already said it on another thread. At least she waited until after the market close to say it loud.
__________________
Retired since summer 1999.
|
|
|
|
|
12-31-2013, 08:35 PM
|
#29
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 34,739
|
Quote:
Originally Posted by roninop
25% with a 50 / 50 portfolio. Happy New Year to all !
|
Did you let some additions creep in there? A 50/50 portfolio probably couldn't have done better than 20% even if you had 50% DODGX and 50% cash. In other words - you would have had to have a 50% gain on the equity half of your portfolio to gain 25% overall.
__________________
Retired since summer 1999.
|
|
|
|
|
12-31-2013, 08:40 PM
|
#30
|
|
Thinks s/he gets paid by the post
Join Date: Jul 2005
Posts: 4,363
|
15.5% so far, with a few distributions still straggling in until Jan 2. No bond allocation, but quite a bit of cash and tons of international equities.
|
|
|
|
|
12-31-2013, 09:21 PM
|
#31
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jun 2005
Posts: 10,252
|
Our return is about 12.5% which seems low compared to others, but we only have about 28% of the portfolio in US stocks which was the place to be in 2013.
|
|
|
|
|
12-31-2013, 09:26 PM
|
#32
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 34,739
|
Quote:
Originally Posted by LOL!
Our return is about 12.5% which seems low compared to others, but we only have about 28% of the portfolio in US stocks which was the place to be in 2013.
|
Yes - the allocation determines most of the return. But a 50/50 allocation with 50% in S&P500 and breaking even for FI would have seen a 16.4% return, so you aren't that low.
__________________
Retired since summer 1999.
|
|
|
|
|
12-31-2013, 09:32 PM
|
#33
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Feb 2005
Location: Central MS/Orange Beach, AL
Posts: 8,933
|
Quote:
Originally Posted by LOL!
Our return is about 12.5% which seems low compared to others, but we only have about 28% of the portfolio in US stocks which was the place to be in 2013.
|
Excellent return for a conservative allocation.
__________________
Retired 3/31/2007@52
Investing style: Full time wuss.
|
|
|
|
|
12-31-2013, 09:59 PM
|
#34
|
|
Thinks s/he gets paid by the post
Join Date: Oct 2012
Location: Reno
Posts: 1,208
|
Quote:
Originally Posted by LOL!
What? Nobody was invested in intermediate-term bonds and emerging markets this year? The bond index was down about 2% and the emerging markets index was down more than 5%.
|
a little less than 17% (51-29-20; now 60.5-25-15)
|
|
|
|
|
12-31-2013, 10:17 PM
|
#35
|
|
Recycles dryer sheets
Join Date: Feb 2006
Location: Valencia
Posts: 171
|
I ended up with 17.2%. I had stock and cash, no bonds.
While I trail the s/p by 12%, I have no regrets. When I got to 15%, I decided that I did not need the risk and moved a lot of money from stocks to cash. Thus I missed a lot of the gains of the last few months.
My retirement budget was based on getting a minimum of 3% per year, so I basically got 5 years worth of profits. I can afford to be very conservative for a while.
|
|
|
|
|
12-31-2013, 10:20 PM
|
#36
|
|
Recycles dryer sheets
Join Date: Sep 2012
Posts: 448
|
18.1% on 65/35
|
|
|
|
|
01-01-2014, 06:15 AM
|
#37
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Feb 2006
Location: Washington, DC
Posts: 10,916
|
13.51 last year'portfolio vs this year's. About 16 if I take expenses out of the picture and look at growth of the remaining portfolio.
__________________
Every man is, or hopes to be, an Idler. -- Samuel Johnson
|
|
|
|
|
01-01-2014, 06:43 AM
|
#38
|
|
Recycles dryer sheets
Join Date: Oct 2011
Location: Upstate Ruralia
Posts: 356
|
17.1%.....
A damn site better than .01% at the local bank!!!!!
I'm happy!!!....
I LIKED 2013!!!!!!
Please may we have another year like this last one thank you!!!!
|
|
|
|
|
01-01-2014, 07:27 AM
|
#39
|
|
Thinks s/he gets paid by the post
Join Date: Jul 2009
Location: North Scottsdale
Posts: 1,545
|
16% on 60/30/10 AA. Let's all hope for the same in 2014.
__________________
FIRE'D in July 2009 at 51...Never look back!
|
|
|
|
|
01-01-2014, 07:47 AM
|
#40
|
|
Thinks s/he gets paid by the post
Join Date: Oct 2010
Posts: 2,372
|
Vanguard says 15.8% 62/32/5, cash is high, but I have my 2 years living expenses already.
Sent from my Nexus 7 using Early Retirement Forum mobile app
__________________
For me experiences are not good or bad, just different
|
|
|
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
|
| Thread Tools |
Search this Thread |
|
|
|
| Display Modes |
 Linear Mode
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Threads
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
» Quick Links
|
|
|
