|
View Poll Results: Your behavior during latest market downturn ?
|
|
Bought
|
   
|
53 |
23.25% |
|
Sold
|
  
|
7 |
3.07% |
|
Did nothing
|
  
|
153 |
67.11% |
|
What downturn
|
  
|
15 |
6.58% |
 |
|
10-19-2014, 03:25 PM
|
#61
|
|
Thinks s/he gets paid by the post
Join Date: Jul 2005
Posts: 4,363
|
I had one equity to equity rebalance, so neutral behavior there. I also repeated two or three Roth conversions to take advantage of shares that had dropped more than 10% since my initial conversions earlier in the year. Most likely those losing Roth conversions will be recharacterized later, but no rush.
|
|
|
 |
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!
Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!
You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!
|
|
10-19-2014, 06:18 PM
|
#62
|
|
Full time employment: Posting here.
Join Date: Aug 2011
Location: Atlanta
Posts: 505
|
 Quote:
Originally Posted by frayne
What did you do, if anything during this past market volatility ?
Buy, sell or did nothing. If you rebalanced that means you either bought or sold.
Also would like to know your rationale.
Thanks in advance.
|
Made my annual $$$ move from IRA to ROTH IRA.
mostly Vanguard Health Fund
Rational: Hopefully the $ I moved will be worth $$$$$ down the road
and I would of paid taxes on $ not the $$$$$.
|
|
|
|
|
10-19-2014, 06:45 PM
|
#63
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 34,680
|
Did nothing YET. Wasn't enough to meet my triggers.
Is some of my stock funds are still down in Dec I might reinvest the distribution. Otherwise I'll rebalance when I withdraw in early Jan.
__________________
Retired since summer 1999.
|
|
|
|
10-19-2014, 07:04 PM
|
#64
|
|
Recycles dryer sheets
Join Date: Jan 2012
Posts: 214
|
I was referring to 2007/2008 for clarification.
Sent from my iPhone using Early Retirement Forum
|
|
|
|
|
10-19-2014, 07:09 PM
|
#65
|
|
Recycles dryer sheets
Join Date: Mar 2012
Location: Virginia
Posts: 107
|
I was planning to buy on the 400+ Dow drop but it bounced back so I ended up doing nothing.
|
|
|
|
|
10-20-2014, 04:08 AM
|
#66
|
|
Thinks s/he gets paid by the post
Join Date: Nov 2008
Posts: 2,882
|
I still have to make my annual move from tIRA to Roth. That is coming soon.
Cheers!
|
|
|
|
|
10-20-2014, 07:17 AM
|
#67
|
|
Thinks s/he gets paid by the post
Join Date: Jun 2006
Posts: 1,930
|
__________________
"We do not inherit the earth from our ancestors, we borrow it from our children.
(Ancient Indian Proverb)"
|
|
|
|
|
10-20-2014, 07:51 AM
|
#68
|
|
Recycles dryer sheets
Join Date: Oct 2011
Posts: 122
|
Sold Call Credit Spreads and Put Debit Spreads to make money from the downturn. Nice return :-)
|
|
|
|
|
10-20-2014, 11:17 AM
|
#69
|
|
Thinks s/he gets paid by the post
Join Date: Feb 2006
Location: Alexandria, Va
Posts: 1,053
|
We are still investing, so every two weeks we invest more into our 401(k)s and every month I buy more in my taxable account. I use the new investments to rebalance if the AA gets too out of whack, so back then I was mostly buying more stocks.
I've been buying more bonds lately, but may have to adjust that again too, depending on how things go over the next few months.
__________________
Two roads diverged in a wood, and I - I took the one less travelled by...
|
|
|
|
|
10-20-2014, 05:09 PM
|
#70
|
|
Thinks s/he gets paid by the post
Join Date: Nov 2013
Location: Bay Area
Posts: 2,745
|
I could not vote b/c there was no category for "trade." I usually trade when there is a market volatility. It can be best characterized as buy (don't wait until it goes so) low and sell (don't wait for a peak) high.
|
|
|
|
|
10-20-2014, 05:26 PM
|
#71
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Apr 2003
Location: Hooverville
Posts: 22,983
|
My behavior during this correction was as always in accord with the highest moral principles.
__________________
"As a general rule, the more dangerous or inappropriate a conversation, the more interesting it is."-Scott Adams
|
|
|
|
|
10-20-2014, 05:32 PM
|
#72
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jul 2008
Posts: 34,831
|
Your post reminded me of the following quote.
"The difference between a moral man and a man of honor is that the latter regrets a discreditable act, even when it has worked and he has not been caught." -- H. L. Mencken
Well, I only regret when I buy high and sell low, that is when it does not work. Wonder what it makes me. 
Oh, I know. They call that a DMT. But when it works, will they call me rich?
__________________
"Old age is the most unexpected of all things that happen to a man" -- Leon Trotsky (1879-1940)
"Those Who Can Make You Believe Absurdities Can Make You Commit Atrocities" - Voltaire (1694-1778)
|
|
|
|
|
10-20-2014, 05:36 PM
|
#73
|
|
Moderator
Join Date: Dec 2007
Location: Eastern WV Panhandle
Posts: 24,348
|
I bought a little, less than 1% within the IRA account, more because I wanted to learn how to do it at Vanguard and I hadn't done anything with it since I opened the account last March. Called them on the phone, a nice guy walked me through it and I won't have to bother them again.
__________________
When I was a kid I wanted to be older. This is not what I expected.
|
|
|
|
|
10-20-2014, 08:47 PM
|
#74
|
|
Thinks s/he gets paid by the post
Join Date: Jun 2013
Location: Bonita (San Diego)
Posts: 1,795
|
Bought an extra .5% in Total US Stock Market at the (so far) low as part of my semi-monthly purchases with some cash that was laying around.
__________________
"So we beat to our own drummer in the sun;
We ask for nobody's permission to run.
I just wanna live in a world like that;
Now I'm gonna live in a world like that!" - World Like That, O.A.R.
|
|
|
|
|
10-20-2014, 11:31 PM
|
#75
|
|
Full time employment: Posting here.
Join Date: Nov 2010
Posts: 628
|
I am sitting on some cash but have been busy and haven't purchased anything, yet.
|
|
|
|
|
10-21-2014, 02:43 PM
|
#76
|
|
Moderator
Join Date: Oct 2010
Posts: 9,924
|
I ran the asset allocation. Everything was within bands, and I had rebalanced a few months ago, so it was a no-op (for the non-programmers out there, that's a line of code that doesn't do anything).
|
|
|
|
|
10-21-2014, 02:57 PM
|
#77
|
|
Thinks s/he gets paid by the post
Join Date: Mar 2005
Location: yonder
Posts: 2,851
|
Your behavior during latest market downturn ?
I began wearing skirts in the late afternoon.
__________________
When the people shall have nothing more to eat, they will eat the rich--philosopher Jean-Jacques Rousseau
|
|
|
|
|
10-21-2014, 06:56 PM
|
#78
|
|
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 34,680
|
At most I got 3% off target for stocks and I require 8% min to rebalance. But I only compute weekly, so I missed the worst case days.
If a correction takes less than a month to sell off and recover, I'm probably going to miss it for rebalance purposes.
__________________
Retired since summer 1999.
|
|
|
|
|
10-21-2014, 07:55 PM
|
#79
|
|
Thinks s/he gets paid by the post
Join Date: Oct 2002
Location: Chattanooga
Posts: 3,558
|
Quote:
Originally Posted by redduck
Your behavior during latest market downturn ?
I began wearing skirts in the late afternoon.
|
Pictures or it didn't happen ! 
__________________
Earning money is an action, saving money is a behavior, growing money takes a well diversified portfolio and the discipline to ignore market swings.
|
|
|
|
|
10-21-2014, 08:30 PM
|
#80
|
|
Recycles dryer sheets
Join Date: Aug 2014
Location: Western Canada
Posts: 393
|
We were rather lucky DMT's. Several years ago, DW had inherited a MF portfolio with IG (Canada's Amerprise). It was a small %age of our combined NW. She has no interest in money other than what it will buy, doesn't mean she isn't frugal, but investing is not her thing. I wasn't about to insist on moving it since any issues after would be "my fault". As well, the "FA" was a friend of her dad's from whom she inherited. He is a good guy (outside of his employment) and she like him. He retired in the spring. After a few meetings with the PFY who bought or inherited the book, she thought moving was a good idea. So, in early Sept. she opened a discount brokerage account and had them move the assets in cash (MF's were proprietary and in kind was not an option). Sale date Sept. 11. 4 weeks later the $ appeared in her new account and went into a few Vangard Canada ETFs. Thank you VG for coming here finally.
So, we being incredibly smart, sold and bought back for about 10% less. When markets drop another 60%, we will have saved a bit </sarc off>
|
|
|
|
|
|
|
Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
|
|
|
| Thread Tools |
Search this Thread |
|
|
|
| Display Modes |
 Linear Mode
|
Posting Rules
|
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts
HTML code is Off
|
|
|
|
» Recent Threads
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
|
» Quick Links
|
|
|
