Hmmm. Looking at quicken data for the last 12 months...
Up until last month it was a household of 4. Older son moved out last month.
Younger son heads to college next week, so day to day household expenses (food/hot water, gas for the car) go away for 9 months.
And do I count the big tuition/dorm bills I just paid?
Inclusive of all that - we spent just over $9k/month for a family of 4* That includes everything - including healthcare for all of them and education.
Pulling out Groceries, dining out, college expenses for the kids, we're at $6300/month.
Does travel count as entertainment? What about streaming services? Cable TV? Now we're at $5400/month.
Hey - do I count the insurance we have on our rental unit? It's an expense - but one that is offset by income...
I could go on for a while. Everyone's spending is different. Everyone's categories are different.
Did you include health insurance? That's not food or entertainment...
To use your categories - again, for a family of 4....
Mortgage: $0
Property Tax:$310
Home Owner Insurance: $98
Electric: (includes natural gas since that's the way our bill comes): $164
Internet: $80 (that's part of our cable bill... but that's what it would be if we didn't have cable.)
Ring: $0
Gas: - $319 (4 drivers again... I'm assuming this is auto - our utilities combine gas and electric in one bill.)
Water/Sewer/trash: $160 - but that's for 6 people because it includes our granny flat rental.
Pool/yard maintenance: $0
Cleaning: $0
Mobile Phone: $120 (4 lines, because 4 people)
Gym: $0 (quit for covid - work out at home now)
Insurance (car,) $488 (4 cars because 4 people - two are young male, expensive to insure, drivers.)
Things you didn't have:
Health insurance, Umbrella Insurance, Travel, auto repair, auto fuel, ...