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People who are capable of paying underwater mortgages but CHOOSE to walk away are every bit as criminal as the shady lenders who pumped this subprime crap, IMO.
I'm not talking about people who find themselves underwater after losing a job that erases their ability to pay; I'm talking about those who are choosing not to honor their obligations when they are capable of it.
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"Hey, for every ten dollars, that's another hour that I have to be in the work place. That's an hour of my life. And my life is a very finite thing. I have only 'x' number of hours left before I'm dead. So how do I want to use these hours of my life? Do I want to use them just spending it on more crap and more stuff, or do I want to start getting a handle on it and using my life more intelligently?" -- Joe Dominguez (1938 - 1997)
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