YTD 2006 investment

[Sam]

As of today the S&P 500 is up 11.7%. How did you do?

Examples:

Your YTD is 9%. So you're 2.7% less than S&P 500. Choose "3 to 4% less"
Your YTD is 20%. So you're 8.3% better than S&P 500. Choose "6 to 10% better"

This is not a contest.

 

[unclemick]

Lead sled dog is target retirementv 2015 at 9.5%

heh heh heh - too lazy to count up the individual stocks.

 

[dmpi]

As of today the S&P 500 is up 11.7%. How did you do?

Examples:

Your YTD is 9%. So you're 2.7% less than S&P 500. Choose "3 to 4% less"
Your YTD is 20%. So you're 8.3% better than S&P 500. Choose "6 to 10% better"

This is not a contest.

Do you include you house as part of the invesments? how about bonds/fixed income?
Is "Investments" = net worth?

 

[justin]

Vanguard's SP 500 fund produced 12.87% returns year to date (as of 11/28/06 close of business). I figure I came in right around the same returns based on my last calculation on 10/16/06.

 

[Goonie]

My YTD is 11.9%...so +0.2

 

[Sam]

Do you include you house as part of the invesments? how about bonds/fixed income?
Is "Investments" = net worth?

I don't count my house as an investment.

I would cound bonds/fixed income as investment.

Net worth ?= Investment: If you prefer to, fine. For me, my NW includes my house, but my investment does not.

 

[dmpi]

You guy do pretty good. You all must be 100% (or more) invested in stocks.

 

[Goonie]

You guy do pretty good. You all must be 100% (or more) invested in stocks.

Just a tad over 80-81% stocks.

 

[dmpi]

Just a tad over 80-81% stocks.

Did you count the 19% not in stocks as part of the calculation?

 

[bpp]

Trailing the S&P badly this year, but have trounced the TOPIX ytd, which is a better bogey for me anyway.

 

[brewer12345]

You guy do pretty good. You all must be 100% (or more) invested in stocks.

Hmm, bonds did pretty well, especially junk. Commodities were no slouch. EAFE is up some 20% YTD. REITs went to the moon. Foreign bonds did well, too.

 

[retire@40]

My equities gave me 10.98% ROI, but when averaged in with my non-equity investments (not including home), my overall ROI was 8.41%.

 

[LOL!]

Once again, you have to tell us how you determined your YTD return (i.e. which software package) and what investments you included and what you didn't include.

I use MSMoney. It has a report that gives YTD performance, but even that can be skewed. It also have a "Current Year" time frame. Since we haven't reached 12/31/2006 yet, YTD is not the same as "Current Year".

We can't seem to agree what the total return is of the S&P500 today with dividends reinvested, so ....

 

[retire@40]

Once again, you have to tell us how you determined your YTD return (i.e. which software package) and what investments you included and what you didn't include.

I use MSMoney. It has a report that gives YTD performance, but even that can be skewed. It also have a "Current Year" time frame. Since we haven't reached 12/31/2006 yet, YTD is not the same as "Current Year".

We can't seem to agree what the total return is of the S&P500 today with dividends reinvested, so ....

Very true. And I would guess the majority of answers here are a best-guess estimate, not a precise scientific calculation.

For example, if somebody held cash and invested that cash immediately before the market surged a couple of months ago, that person cannot use the reported YTD return on that investment as his own YTD return.

Personal ROI is a more complicated calculation when personal funds are added and subtracted from investments and transfers are made between various investments.

 

[Spanky]

YTD is almost 18% despite a bond/cash allocation of 40%. I think most of the return comes from REIT, International explorer, Europe, and emerging market. Small cap value and large cap value have done well also. Commodity (PCRIX) returns 7.09% (purchased in 3/06).

 

[Bikerdude]

Very true. And I would guess the majority of answers here are a best-guess estimate, not a precise scientific calculation.

What's wrong with taking your balance on 1/1/06 and comparing it to what you have now minus expenses if any?

Based on the above I'm up 9.75% on a 50/50 portfolio. The 50% equities includes 15% foreign.

 

[Goonie]

Did you count the 19% not in stocks as part of the calculation?

Yepper!

 

[Poundkey]

My portfolio is pretty conservative.....about 50% equities. I'm showing 9.19% on a weighted average spreadsheet. This includes equities, bonds, and MM.

 

[frb53]

ira 11.61% 401k 11.50% taxable(mostly individual stocks) 19.68%

 

[ats5g]

I took the easy way out. Vanguard calculates my return for the trailing year, since 10/31/06. 23%. yay!!!

- Alec

 

[HFWR]

13.3% ytd

 

[magellan_nh]

Quicken portfolio view shows a YTD ROI (total return) overall at 12% as of today.

Commodity (PCRIX) returns 7.09% (purchased in 3/06).

I guess timing is everything.

Quicken's portfolio view also shows a YTD ROI of only 2% on our PCRIX holdings. (no purchases or redemptions this year) That fund has had a great run in the past couple of years though.

Jim

 

[Bourne]

15.14% - 401K
14.26 - Advisor Manged - Post Wrap Account fee(0.5%)

I am probably doing as good as my advisor but he manages ~70% of the Liquid NW.

 

[Sam]

Once again, you have to tell us how you determined your YTD return

Let's keep it simple. Use any method you want. Let's say the YTD is around 10%. My calculation returns 10.2%, and your gives 9.8%. Does not make much difference, right?

Very true. And I would guess the majority of answers here are a best-guess estimate, not a precise scientific calculation.

I think most people here well versed in this rather simple calculation. So I would say their numbers are acurate enough.

What's wrong with taking your balance on 1/1/06 and comparing it to what you have now minus expenses if any?

Thank you Bikerdude.

 

[dmpi]

What's wrong with taking your balance on 1/1/06 and comparing it to what you have now minus expenses if any?

This might be OK if you didn't add or take out any money from the account. But why should we subtract out expenses?