Hurricanes are definitely a thing, and not to be trifled with; then again, New Orleans is scarcely a stranger to them. Sinkholes pretty much stick to sinkhole country, as someone else pointed out.
Spanish is nice, but not necessary for day-to-day, even in the far-south counties. I can read Spanish (not that it's needed, but I enjoy reading in other languages) but can't understand it spoken conversationally. Doesn't inconvenience me, unless I decide to worry about what the groundskeepers are saying about me (
did he just refer to me as la gringa vieja? ). Or unless I decide to get lost in Little Havana, where I never go anyway, so again...no hay problema.
OTOH, we don't have any spare Franks here, so you'll have to stay where you are.