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03-28-2011, 08:24 PM
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#41
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Recycles dryer sheets
Join Date: Feb 2010
Posts: 416
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I'll be eligible to go on 7/1/2013 at the age of 56 with a full pension. My wife is 4 years younger and will hopefully keep going till she is 55 so she can get a small pension.
Concentrating on paying down the mortgage and saving like crazy these last few years.
824 days left!
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03-31-2011, 07:54 PM
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#42
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Thinks s/he gets paid by the post
Join Date: Nov 2006
Location: Bossier City
Posts: 2,183
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659-Total
400-Actual work days
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04-11-2011, 11:34 PM
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#43
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Thinks s/he gets paid by the post
Join Date: Sep 2008
Posts: 2,171
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I passed a minor milestone yesterday. That was the first time I replied "in about two years" rather than "in a little over two years" when someone asked me when/if I'm planning to retire.
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04-12-2011, 10:15 AM
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#44
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Thinks s/he gets paid by the post
Join Date: Nov 2006
Location: Bossier City
Posts: 2,183
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Congratulations! Personally, I'm just a little over 21 months away now...21 months, 6 days, to be exact! Feels good, don't it?
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04-13-2011, 07:05 PM
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#45
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Recycles dryer sheets
Join Date: Jan 2007
Posts: 481
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I turn 55 in Nov 2012, so I always pictured myself in the class of 2012 - but I am now officially declaring my intent to "graduate" to retirement in 2013. I need to stay the full year (2012) for my 2012 salary to count towards my pension. If I leave Dec 1st (earliest I could leave with subsidized health care) - I would have to use 2007-2011 for my pension calculations versus 2008-2012. Given the bonus structure changes, my 2012 salary will look a lot better than my 2007. So for another month - it's well worth it.
After that, it really is a matter of deciding what day to say "I'm done". I have plenty of vacation, so I could almost work part-time for a few months, if I wanted to. A lot will depend on whether we have bought our fifth wheel by then or if we are still looking. It will also depend on how much they annoy me after 1/1/2013.....
But I need/want a number like martyb. I can definitely relate to Alan's comment - the closer I have gotten, the harder it has become. But I am pretty sure when summer of 2012 comes, it is not going to be so hard....
So now I am going to go figure a number out 
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04-13-2011, 07:27 PM
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#46
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Recycles dryer sheets
Join Date: Jan 2007
Posts: 481
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OK - I chose 1/4/2013 as my last day. That puts me at:
Days - 632
Week Days - 452
Work Days - 375
Work Days = Week Days minus holidays and vacation days I will take in 2011 and 2012)
Hope I did that right....
That still leaves me with 22 vacation days I could take in Jan 2013, if I wanted to.
*********************
1. martyb - 55
2. DFA - 54
3. KM - 55
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04-13-2011, 08:21 PM
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#47
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Thinks s/he gets paid by the post
Join Date: Nov 2006
Location: Bossier City
Posts: 2,183
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Congrats to you, KM...for being so close to realizing your goal!
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04-15-2011, 10:29 PM
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#48
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Thinks s/he gets paid by the post
Join Date: Oct 2004
Location: Portland
Posts: 2,038
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Count me in on the class of 2013. I can bail in May of 2013. I will be 56 and have 20 years of Federal service. I will either take a reduced pension (30%) or postpone the pension until I am 60. I am hoping they offer an early out that year, if it looks like they will I will hang around to see if my position makes the list.
In the meantime, life is good.
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04-16-2011, 06:18 PM
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#49
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Confused about dryer sheets
Join Date: Sep 2010
Location: Uhrichsville
Posts: 4
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I am ER on 1/1/13! My last day of work is 12/12/12/ due to vacation time!
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04-29-2011, 06:48 AM
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#50
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Thinks s/he gets paid by the post
Join Date: Nov 2006
Location: Bossier City
Posts: 2,183
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631
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04-29-2011, 09:14 AM
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#51
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Recycles dryer sheets
Join Date: Mar 2007
Posts: 319
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550days - I will be 50 and my kids will be all set with college. I don't mind work but have the $ to ER and am only working to fund 50% of there college.
__________________
Just Trekking thru!
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04-29-2011, 04:19 PM
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#52
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Thinks s/he gets paid by the post
Join Date: Nov 2006
Location: Bossier City
Posts: 2,183
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Wow...50...that's GREAT!!! Congrats to you! Wish I could have checked out sooner than 55, but I'm stuck in a pension that requires me to stay until then.
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04-30-2011, 03:29 PM
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#53
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Recycles dryer sheets
Join Date: Jan 2007
Posts: 481
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Days - 616
Week Days - 440
Work Days - 363
and counting.....
Congrats to the latest members!
I always wanted to retire at 50, but the health insurance is the toughest piece of the puzzle. I have to stay until 55 to get subsidized health care and without it, it would be pretty pricey for two of us on the open market.
You hate to wish yourself another year older...but I really wish it were 2012.
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04-30-2011, 04:59 PM
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#54
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Thinks s/he gets paid by the post
Join Date: Nov 2006
Location: Bossier City
Posts: 2,183
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I understand the sentiment...trust me!
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05-06-2011, 06:44 PM
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#55
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Recycles dryer sheets
Join Date: Mar 2011
Posts: 74
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I'm planning to leave in August of 2013. I'll be 60. I've been working part time for the last few years but just returned to full time so I can retire sooner and join my husband in more of his adventures.
27 more months. 810 days
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05-06-2011, 07:52 PM
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#56
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Thinks s/he gets paid by the post
Join Date: Nov 2006
Location: Bossier City
Posts: 2,183
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That 27 months will go by pretty fast, so just be sure you're preparing. While I'm down to 20 months, I'm starting to get just a little nervous, hoping I'm covering all the bases...
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05-07-2011, 12:15 PM
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#57
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Recycles dryer sheets
Join Date: Jan 2007
Posts: 481
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 Quote:
Originally Posted by martyb
That 27 months will go by pretty fast, so just be sure you're preparing. While I'm down to 20 months, I'm starting to get just a little nervous, hoping I'm covering all the bases...
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Agreed - the closer it gets the more nervous I get. I keep trying to figure out what I might be missing or what I have forgotten.
The one thing I realized a few years ago (after reading some posts here) was that I hadn't really factored in major home expenses to my retirement budget. So DH and I sat down one night and made a long list of all the things we have bought over the years (that had a significant cost) that we will probably need to replace over the 40 year span (roof, cars, floors, carpet, tvs, stoves, refrigerators, siding, windows, doors, washer, dryer, etc, etc ) and how many times we would need to replace them. Came up to over $130K in today's dollars. That was a little eye-opening. So I promptly made adjustments for that...... Food for thought, if you haven't already.
It would be great to hear other people's "OMG, I forgot about that" moments..... We all have different needs in retirement, but I always look for what others are mentioning to see whether my response is 1) got is covered, 2) don't need to deal with or 3) ewww.....I never thought about that!
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05-08-2011, 03:34 PM
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#58
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Recycles dryer sheets
Join Date: Mar 2010
Location: Poway, CA
Posts: 441
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999 days... oops wrong forum, should have been 2014. 
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05-08-2011, 05:11 PM
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#59
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Thinks s/he gets paid by the post
Join Date: Nov 2006
Location: Bossier City
Posts: 2,183
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Wishful thinking...completely understandable!
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05-09-2011, 01:52 PM
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#60
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Recycles dryer sheets
Join Date: Mar 2011
Posts: 74
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Quote:
Originally Posted by KM
It would be great to hear other people's "OMG, I forgot about that" moments..... We all have different needs in retirement, but I always look for what others are mentioning to see whether my response is 1) got is covered, 2) don't need to deal with or 3) ewww.....I never thought about that!
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My OMG is what would happen if I were to lose my husband shortly after I retire. Besides the obvious emotional hit, it would be more difficult financially. His pension, SS, and a little from our savings and/or my SS when I get it are plently to fund our lifestyle. BUT my survivor's benefits are quite a bit reduced and I'm enough younger that I'd have to fund a gap before I draw SS. The FIRECALC for me alone is not quite as great as for the two of us together. So I'm working a little longer to shore up the savings - though he is recently retired. We will try to take some fun vacations to help get us to the point where we are both retired.
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