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Old 02-02-2018, 05:51 AM   #241
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Senioritis? The days are just dragging. I have one big energy-draining project to finish in early March, and then it's just bookkeeping until June 30 or July 31. I haven't told any boss yet - I seldom see them in person, and I do want to tell them in person. I am ducking training sessions for programs that won't start until 2019. I am keeping a list (it's up to 7 items) of soul-crushing activities (things like "developing an assessment program for your unit that includes a 'rubric'") that I will be able to avoid. My mental metaphors are increasing rapidly (as I've mentioned, the most frequent is that I am a small mammal in a field with my tall grass hiding places being mowed down - but there is a hole under the fence and I am just going to scoot under it). Our current contract ends June 30. The long-promised budget realignment is to take place in fall 2018. And on and on. Time to go. But getting there - a slow plod, but I keep motivating myself by thinking about how great it is going to feel. Is that wrong? We've read for so long that you shouldn't live in the future. But I haven't really, I've slowly amped up travel, developed a hobby into a passion, have at least managed cardio exercise for many years, and now am working my way through appointments. Next week is my third and final attendance at our institution's "retirement seminars." I have a physical and eye exam on the books for March.
How are the rest of you doing getting through these final weeks and months?
I am having the same mental gyrations. 34 weeks left now. Haven't decided when to give notice. Trying to find interest in new short-term projects at w@rk......
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Old 02-02-2018, 07:46 AM   #242
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20 weeks to go, my official retirement date is Jun 30th. I have been doing OMY for the last several years, but this time is firm :-)
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Old 02-02-2018, 08:13 AM   #243
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How am I doing? Ups and downs.

We can do this! But there is this nagging doubt. I mean, this is a big move! And for me, there's no re-do. It would not be easy to re-enter the profession due to the speed of change, and the fact that Megacorp has had me working on legacy stuff.

Have I really been working at this for over 33 years? With my plan, I'm down to the last %0.9 of my career. Wow. And is that "enough" of a career? I turn on TV and see someone accomplished in their 70's solving world problems. Oh no! Is it too early? That devil on the shoulder is speaking evil nothings in my ear giving me the seduction of OMY.

Then I come into w*rk, and get "soul crushed" (nice term recently used in this thread) by a bully manager, and OMY evaporates quickly.
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Old 02-02-2018, 09:34 AM   #244
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I will not pull the plug in 2018 but do not want to take my name off the list until my plan firms up. Here it is so far: Sold golf course townhouse in May via contract for deed. Good news is that the buyer is letting me take all the deductions for 2017. When that finalizes, I will have 30K profit to pad the taxable accounts. Upgrading rental house in San Diego for a May/June sale. Market is high there so anticipate a quick high priced sale. Doing some pre marketing now. Current job is funded thru Sept. Should get re upped for a few more years so not worried on that front. Think I will go full 2018 and maybe full year 2019. I can't see working all of 2020. I think full thru mid March then cut back to 30/wk (work from home). Customer should be fine with that. I will see how that goes and eventually cut to 20/wk in maybe 2021. DW will be 50 in 2021 and 10 years on her current job (2nd pension too). She might be interested in cutting back at that point. DS and DD will be 28 and 25 that year so maybe a bit more settled. They are both on there own and working but mobile. DD is in Australia short term and DS in the USMC. My conservative planning puts my 401K at 500K, IRA's at 100K and taxable at 100K in 2021. I will continue to pull in 15K/yr as a sports official. Military pension will continue at 60K/yr for me and 40k/yr for DW. Tracking expenses and looking like 100K spend in retirement. Two biggest challenges are being addressed: #1. Convincing DW. #2. Figuring out what to do all day. Being busy isn't the issue. The issue is keeping the mind sharp. During my trial ER in 2015 for 8 months I was busy but bored mentally. Keeping my name on the 2018 list for now with move to 2020 or so in the next few months with more planning.
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The over/under is December
Old 02-02-2018, 10:31 AM   #245
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The over/under is December

It's still premature to add my name to the list, although if I miss going out this year it probably won't be by much.

I am targeting a December exit, but there is a key unknown regarding upcoming changes to Megacorp's retirement plan. If they screw us early, I could be gone early; if they offer a retention incentive I might stick around for a limited time. I just don't know.

This is very much the story of my life, and I suppose the story of a lot of the engineers and accountants here. Our nature drives us to make data-based decisions, but more often than not we must wait for a ponderously long time for the data to become available. Or else we wait in vain because in the end what data we do get is incomplete.

Life would be so much simpler (maybe not easier, just simpler) if I were more impulsive!

Cue Carly Simon here: Anticipation, anticipation is making me late, is keeping me waiting...
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Old 02-02-2018, 10:37 AM   #246
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It's still premature to add my name to the list, although if I miss going out this year it probably won't be by much.

I am targeting a December exit, but there is a key unknown regarding upcoming changes to Megacorp's retirement plan. If they screw us early, I could be gone early; if they offer a retention incentive I might stick around for a limited time. I just don't know.

This is very much the story of my life, and I suppose the story of a lot of the engineers and accountants here. Our nature drives us to make data-based decisions, but more often than not we must wait for a ponderously long time for the data to become available. Or else we wait in vain because in the end what data we do get is incomplete.

Life would be so much simpler (maybe not easier, just simpler) if I were more impulsive!

Cue Carly Simon here: Anticipation, anticipation is making me late, is keeping me waiting...
Agree. I am (was) in the same boat, with a good bit of FOMO thrown in.

However, this year my extra-curricular passion and desire to get out on the water full-time has trumped any and all else. Just 34 weeks left now......
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Old 02-02-2018, 11:15 AM   #247
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I haven't added my name to the 2018 list but was eyeing 6/1/18 as a potential retirement date, depending on the market and the health insurance situation. This week's market performance has me rethinking things (for now). I obviously have no intention of retiring into the beginning of a bear. All this means I have to be careful of mentally retiring from work too early, otherwise, it will be a long, painful glide path at mega corp to ER.
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Old 02-02-2018, 12:12 PM   #248
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How are the rest of you doing getting through these final weeks and months?
It is a very tough slog. I knew I had to get out of megacorp, but couldn't say anything because I knew from experience that I could be arrested and given the perp walk, er, immediately terminated and escorted from the building.

As a result, it was painful to have to participate in the endless time-wasting, soul crushing, mandatory feel good activities and initiatives that my company imposed on people simply trying to do their jobs. I ducked as many as I could. Those I couldn't, I attended and said nothing (and, of course, was criticized by my management for not being "engaged").

The last big event, the "Annual Townhall" pep rally held a couple of weeks before I gave notice, I knew I would not be able to endure so I called in sick that day.
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Old 02-02-2018, 12:24 PM   #249
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I haven't added my name to the 2018 list but was eyeing 6/1/18 as a potential retirement date, depending on the market and the health insurance situation. This week's market performance has me rethinking things (for now). I obviously have no intention of retiring into the beginning of a bear. All this means I have to be careful of mentally retiring from work too early, otherwise, it will be a long, painful glide path at mega corp to ER.
Yes, the market today can give one jitters. But keep it in perspective. Look at where we came from. If someone just reached their number this month, well, yeah, don't retire. You are not FI. But years ago? Stay the course...

I can discount the market by 30% and bonds by 10% and we're still good. Not great like now, but good.

So, Carpediem, a hex on you for that devil OMY speak!
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Old 02-03-2018, 01:26 AM   #250
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My DW gave her notice the other day, 4 more weeks for her,I just gave my notice as well, 9 more weekend overnight shifts for me. Wow, emotions have been all over the place, but really looking forward to walking out the door for the last time! New RV is on order and should be arriving about the time I am done with w*rk. We have campground reservations for pretty much all summer already !
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Old 02-03-2018, 10:15 PM   #251
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DW has filed her papers, official date of 3/31/18. She has been part time the past 6 months, which has been a great transition and we kept health benefits...important as we are 59(her)/56(me).

I am a licensed home inspector and my licenses/certifications expire gradually between October 1st and Dec 31st this year. I have no plans to renew them, so basically I'll be retired September 30th.

I was planning to retire 2 years ago at the last license renewal cycle, but I told DW that I was going to w*rk 2 more years and apply all my earnings to another sports car (I currently have a 1969 Z28 and a 2007 Shelby GT500 Mustang).

I haven't picked out the car yet...probably won't buy for another 1-2 years...but it's nice knowing the money is sitting there.
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Old 02-04-2018, 06:51 AM   #252
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Nice toys!
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Old 02-04-2018, 08:30 AM   #253
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Very nice cars. Tampa area here seems to have many Mustangs, but not Shelby type.
Having fun with my Z4. Top down all year long.
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Old 02-04-2018, 05:16 PM   #254
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We mustnt let the market give us jitters, fellow 2018ers. Stay the course, hold our nerves, our plans are robust and market corrections are part of the journey. Me and DW will exit our Corps on 04/27 come hell or high water!
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Old 02-04-2018, 09:47 PM   #255
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We mustn’t let the market give us jitters, fellow 2018ers. Stay the course, hold our nerves, our plans are robust and market corrections are part of the journey. Me and DW will exit our Corps on 04/27 come hell or high water!
My calculations in my own spreadsheet, with the retirement calculator on my InvestCo website, and on Firecalc show I can withstand a lot of downturn and still be FIRE. For tax reasons I’ve decided my last day will be December 28th. That way my final payouts will fall into 2019. I won’t make any announcement at MegaCorp until October 1st however.

I say December, of course, unless get RIF’d before then, which is a distinct possibility. That would be ideal as my severance would negate the need to even be there this year....
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Old 02-06-2018, 07:45 PM   #256
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I hit my MRA (Minimum Retirement Age)!! Woohoo! I can leave anytime now. I think I'd like to see my portfolio increase another $100,000 -- that would make me more comfortable. Though all analyses say I can cut and run anytime. I'm currently testing out spending more time at my country home with a week of vacation. Went snow-shoeing today. May bike tomorrow. Upon return to work next week I will keep incorporating a little vacation into every day -- until I can no longer take it anymore.... Most likely I can last until June/July. Senioritus continues!
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Old 02-08-2018, 02:16 PM   #257
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I almost quit yesterday. Calmed down a bit and am OK today. But man, I am getting so tired of dealing with things out of my control.

4 months...
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Old 02-08-2018, 02:47 PM   #258
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I almost quit yesterday. Calmed down a bit and am OK today. But man, I am getting so tired of dealing with things out of my control.

4 months...
I'm with you on that! Sheez!
I switched my counter units last month - 32.5 weeks now!!
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Old 02-09-2018, 04:22 AM   #259
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I almost quit yesterday. Calmed down a bit and am OK today. But man, I am getting so tired of dealing with things out of my control.

4 months...
I find myself repeating, mantra-like, to myself: "A steady course" ..."you have worked towards this"..."it's only pushing papers" ... "this DEFINITELY will not matter in a year" ..."you are getting out at the right time" ... "with your vacation days, time will fly painlessly by" (*if I get past this last big project.) I have four critical papers that mark big turning points towards retirement taped up in my basement. I touch a piece of needlework left by my mother and think about how she and my father wanted me to have financial security in retirement, and how they left me a little money for that.

In short, I am resorting to talismans to get through these last months. I was on my treadmill the other morning, feeling depleted about another workday, and started picturing my first day of FIRE - and had it planned within about 90 seconds. And I was giddy and giggling. Then I thought how all the advice is NOT to think so hard about the future - but it's allowable in Zero Year, I think!
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Old 02-09-2018, 06:08 AM   #260
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I almost quit yesterday. Calmed down a bit and am OK today. But man, I am getting so tired of dealing with things out of my control.

4 months...


I have a countdown application on my phone. It shows the days until I announce my retirement and the days until my last day. I get so overwhelmed and overloaded at work and when I check it again I take solace in the fact that Im almost there. Im beginning to have problems with my blood pressure and DW is needless to say concerned. 322 days and counting...
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