Join Early Retirement Today
Reply
 
Thread Tools Search this Thread Display Modes
Old 09-15-2017, 05:42 PM   #21
Full time employment: Posting here.
Out of Steam's Avatar
 
Join Date: Mar 2017
Posts: 672
Was Class of 2020, have pushed the date up to Fall 2019.
Out of Steam is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 09-15-2017, 07:13 PM   #22
Recycles dryer sheets
 
Join Date: Oct 2016
Posts: 165
I'm in! I'll be 51 and am planning on giving up the F/T job by end of 2018. I enjoy working generally, but just don't want to be strapped to a boss anymore. Will probably take a gap year and start feeling out some fun ways to earn a little extra & be involved in things i love.

Just curious about everyone's path towards D-day. I recently moved my AA to 60/40. Did this for a couple reasons. One, the market is so high that a pullback just seems inevitable sooner rather than later. Second, I've worked really hard to build my nest egg and am trying to insure a bit against sequence return risk. In fact, I'm exploring Wade Pfau's idea to increase AA over time in ER and will likely put (what I expect to be much lower) future earnings into stocks.

Haven't settled yet on the plan, but curious to know what you all are up to in this regards.

Congrats to all!
tmitchell is offline   Reply With Quote
Old 09-15-2017, 08:48 PM   #23
Recycles dryer sheets
 
Join Date: Feb 2014
Location: San Diego
Posts: 71
Quote:
Originally Posted by tmitchell View Post
I'm in! I'll be 51 and am planning on giving up the F/T job by end of 2018. I enjoy working generally, but just don't want to be strapped to a boss anymore. Will probably take a gap year and start feeling out some fun ways to earn a little extra & be involved in things i love.



Just curious about everyone's path towards D-day. I recently moved my AA to 60/40. Did this for a couple reasons. One, the market is so high that a pullback just seems inevitable sooner rather than later. Second, I've worked really hard to build my nest egg and am trying to insure a bit against sequence return risk. In fact, I'm exploring Wade Pfau's idea to increase AA over time in ER and will likely put (what I expect to be much lower) future earnings into stocks.



Haven't settled yet on the plan, but curious to know what you all are up to in this regards.



Congrats to all!


Yep, we're at an AA of 60/40, too. 52 yrs old.
Downtown is offline   Reply With Quote
Old 09-15-2017, 08:55 PM   #24
Recycles dryer sheets
 
Join Date: Oct 2016
Posts: 165
Quote:
Originally Posted by Downtown View Post
Yep, we're at an AA of 60/40, too. 52 yrs old.
Just out of curiosity, how do you reconcile a "conservative" 60/40 allocation with 30+ yrs to go based on the FIRE sentiments of "moving to 100% stocks" etc?
tmitchell is offline   Reply With Quote
Old 09-15-2017, 09:44 PM   #25
Recycles dryer sheets
gamboolman's Avatar
 
Join Date: Sep 2012
Location: Spring, Texas
Posts: 351
We are at 67/30 with 3% cash at age 58.

Planning to move toward's 60/40...ish over the next couple of years.

Still aiming to retire end of 2019.
gamboolman is offline   Reply With Quote
Old 09-30-2017, 05:47 AM   #26
gone traveling
 
Join Date: Dec 2016
Posts: 733
June 2019 last day for DW. RV cross country E-W begins that fall. I will work from the road that year and end at the first sign of setback. fall of 2020 will begin slow travel overseas, and I anticipate my 1 more year syndrome will be over by then, if not it wont last much longer with the next travel phase.
Luck_Club is offline   Reply With Quote
Old 11-02-2017, 07:50 AM   #27
Dryer sheet aficionado
 
Join Date: May 2013
Posts: 44
July 25, 2019 at age 58 (if I last that long)
NH Hiker is offline   Reply With Quote
Old 11-18-2017, 07:41 PM   #28
Recycles dryer sheets
 
Join Date: May 2016
Location: Orange County Ca
Posts: 161
Hello to other 2019'ers. Have been on the fence awhile about dates but looking now to a June 1, 2019 date as a 56 year old. Could likely do it now but my more careful nature likes the idea of some additional cushion. It also gives me 4 more bonus cycles to help the nest egg.

I'll definitely be working on a glide path ensuring I'm taking vacations more aggressively and taking care of any medical needs before I retire. I'm expecting the biggest challenge to be the OMY syndrome as I get closer.
SpinDr is offline   Reply With Quote
Old 12-14-2017, 07:15 PM   #29
Recycles dryer sheets
 
Join Date: Aug 2016
Posts: 51
Officially add me to the class of 2019 shooting for June if I last that long

We have been living on my military retirement for more than a year now while banking our entire salaries so it literally has been OMY for a while. Making it to January 2019 provides access to my TSP and lasting to June vests me in the agency automatic 1%


Mike
aboatguy is offline   Reply With Quote
Old 12-15-2017, 09:00 AM   #30
Recycles dryer sheets
 
Join Date: Oct 2013
Posts: 497
Targeting October 4, 2019 at the absolute latest. I'll be 59 3/4 at that time. May be much sooner depending on the work stress ratio in the coming months. Already FI, just adding a little more cushion to the nest.
freedomatlast is offline   Reply With Quote
Old 12-15-2017, 09:04 AM   #31
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Big_Hitter's Avatar
 
Join Date: May 2013
Location: Les Bois
Posts: 5,679
I had targeted 2019 but....
__________________
You can't be a retirement plan actuary without a retirement plan, otherwise you lose all credibility...
Big_Hitter is offline   Reply With Quote
Old 12-28-2017, 11:23 AM   #32
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Big_Hitter's Avatar
 
Join Date: May 2013
Location: Les Bois
Posts: 5,679
getting serious - going to start aggressively tracking expenses 1/1/2018 via excel
__________________
You can't be a retirement plan actuary without a retirement plan, otherwise you lose all credibility...
Big_Hitter is offline   Reply With Quote
Old 01-17-2018, 10:31 PM   #33
Recycles dryer sheets
 
Join Date: Mar 2016
Location: SoCal
Posts: 337
I might as well joint this class, 48 and planning to graduate 12-31-2019!!!! DW is tracking all expenses for the next six months.
targatom2019 is offline   Reply With Quote
Old 01-18-2018, 08:30 PM   #34
Full time employment: Posting here.
Out of Steam's Avatar
 
Join Date: Mar 2017
Posts: 672
I'm saying class of 2019, though my retirement date could slip a couple of months into 2020.
Out of Steam is offline   Reply With Quote
Old 01-18-2018, 11:02 PM   #35
Confused about dryer sheets
 
Join Date: May 2015
Posts: 8
Joining the class of 2019. My wife retired in December and we are moving to our (my future) Retirement Home in South Carolina in 6 weeks. I am in IT so have been approved to work from new home. The date that I have communicated to my boss is 6/30/2019 which coincides, hopefully, with my system finally being replaced. I will be 57 at that time with 27 years at megacorp.
K9Rulez is offline   Reply With Quote
Old 03-25-2018, 08:29 AM   #36
Confused about dryer sheets
 
Join Date: Jul 2017
Posts: 8
I don't write much but read this forum at least 3 times a week. This has been a very useful tool preparing me for the next chapter..Currently I am in Law Enforcement and after seeing another friend get killed in the line of duty recently, I am ready. My wife (Of 35 years this year)can't handle much more and wants me out and I am done. Put me for March 2nd. 2019..
alterreur is offline   Reply With Quote
Old 03-26-2018, 09:42 PM   #37
Recycles dryer sheets
Floridatennisplayer's Avatar
 
Join Date: May 2014
Posts: 485
12-25-2019 for me! Merry Christmas!
__________________
Central Ohio and Ft.Myers, Florida

Retired January 2019, age 63
35/65 AA
0.00 WR
Floridatennisplayer is offline   Reply With Quote
Old 03-29-2018, 09:25 AM   #38
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
Big_Hitter's Avatar
 
Join Date: May 2013
Location: Les Bois
Posts: 5,679
Ran the numbers and showed them to DW. We can easily afford to retire next year. I'll be 55 early 2019.

She's on board with the financials it's just the idea of me being home every day that concerns her.
__________________
You can't be a retirement plan actuary without a retirement plan, otherwise you lose all credibility...
Big_Hitter is offline   Reply With Quote
Old 03-30-2018, 01:12 PM   #39
Thinks s/he gets paid by the post
HI Bill's Avatar
 
Join Date: Dec 2017
Posts: 2,184
I'm going with my 53rd birthday in January 2019, if the market doesn't tank by then!
HI Bill is offline   Reply With Quote
Old 04-01-2018, 05:37 AM   #40
Dryer sheet aficionado
 
Join Date: Jun 2017
Location: DFW
Posts: 32
Original plan was 2018, but pushed back (OMY, I know...)

Because of [boring math here] I think 12/1/2019 is the best time. Because of [more boring math] I can go part time next year with no effect on my final pension. So I plan to scale back to 3 days/week for 2019, and say farewell before Christmas.

I think it'll be nice to go on Christmas break -- forever.
__________________
At the end, your life will summed up by two numbers and a dash -- make the most of the dash.
pullin is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Class A vs Class C Motorhome wolson Travel Information 18 12-08-2012 11:00 AM
2019 is the Goal Snoopy Hi, I am... 5 06-14-2012 07:31 PM
Military family looking to FIRE in Hawaii by 2019 PrayforSurf Hi, I am... 9 02-11-2012 01:32 PM
Converting Class B shares to Class A..should I? addem FIRE and Money 21 10-27-2011 07:38 AM
Class A vs Class C vs 5th Wheel Nuiloa Travel Information 20 06-03-2011 10:29 PM

» Quick Links

 
All times are GMT -6. The time now is 07:37 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.