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02-09-2019, 11:13 AM
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#61
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Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 47,474
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CONGRATULATIONS!! I hope you will find that retirement is better than expected; I did anyway.
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Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
Happily retired since 2009, at age 61. Best years of my life by far!
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02-10-2019, 07:05 AM
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#62
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Dryer sheet aficionado
Join Date: Mar 2014
Location: Round Rock
Posts: 39
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Congrats, exciting change in your life. 2 months to go! Let us know how it is going in 6 months.
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02-10-2019, 07:25 AM
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#63
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Recycles dryer sheets
Join Date: Aug 2017
Posts: 70
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Congratulations
Very sorry to hear about your DW and SIL -- but congratulations on the decision to accelerate your retirement. While my date can't move up, I am actively look for a role that would allow me to move to FL sooner rather than later. Please let us know how things go as you move into the next season of your life. Enjoy!
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02-12-2019, 01:01 PM
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#64
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Confused about dryer sheets
Join Date: Oct 2018
Location: Sticks
Posts: 7
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I'm planning to graduate from the real world in January 2021 at the age of 56.
I'll have 33 years in with my employer at that time and am just feeling like it is time for me to go.
Funny thing is, when I first started I figured that I'd be here a couple of years to build up my resume and then would move onward and upward. Life intervened. Got married, had a couple of kids, worked my way up to middle management and in a blink of an eye, here we are.
The difficult part for me now is to stay focused and to continue to be a productive member of the team. Am really getting itchy to start the new phase of my life.
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02-12-2019, 03:00 PM
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#65
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Thinks s/he gets paid by the post
Join Date: Dec 2017
Posts: 2,534
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Quote:
Originally Posted by Dinky
The difficult part for me now is to stay focused and to continue to be a productive member of the team. Am really getting itchy to start the new phase of my life.
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The closer you get, the harder it becomes to w#-k!
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02-19-2019, 10:54 AM
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#66
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Recycles dryer sheets
Join Date: Aug 2018
Location: YUKON,OK
Posts: 255
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I'll throw my hat into this ring. Wanted to RE at 57 but decided not to burn through 2.5 years of cash. March 1, 2021 I'll be 59.5 and will be my last day at w%$k.
Coz
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02-21-2019, 01:59 PM
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#67
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Confused about dryer sheets
Join Date: Oct 2018
Location: Sticks
Posts: 7
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Quote:
Originally Posted by HNL Bill
The closer you get, the harder it becomes to w#-k!
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I'm finding that to be frustratingly true! Feel at times that I am not pulling my weight, which isn't fair to my employer or co-workers.
Am seriously considering getting out of here in January 2020 at 55, as I will be FI. However, leaving a year early would penalize my pension by a few hundred per month and would disqualify me from company retirement health insurance. However, was planning on going ACA anyway as that is the more affordable path. Faced with this decision gives me an appreciation for those who OMY. [emoji3]
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02-25-2019, 03:40 PM
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#68
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Recycles dryer sheets
Join Date: Jun 2018
Posts: 176
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Quote:
Originally Posted by HNL Bill
The closer you get, the harder it becomes to w#-k!
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Yes! My office is planning for projects that go live in 2023 or later. Even if I decide to OMY that still means FIRE before that. Trying to find a balance between providing enough work contribution and letting the people who will be stuck supporting new efforts do the heavy lifting for those long term projects.
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04-17-2019, 03:08 PM
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#69
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Confused about dryer sheets
Join Date: Dec 2015
Posts: 4
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I’m moving out of the class of ‘21 and into the class of ‘19! Yay!
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04-18-2019, 01:28 PM
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#70
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Recycles dryer sheets
Join Date: Aug 2005
Posts: 335
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My plan is retire at the end of Jan 2021 - when I make 20 years in Federal service, the point at which the pension calculation jumps up by 10%. In my case, that will amount to about $3500 per year more than if I retire a month earlier. And by then I hope to have identified and trained my successor. As of this moment, the countdown app on my desktop says 653 days to go.
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04-18-2019, 04:47 PM
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#71
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Recycles dryer sheets
Join Date: Feb 2018
Posts: 121
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I'll tentatively join this class! My earliest date is June 2021 just after youngest child graduates college. The finances are in order already to meet our modest $60k planned budget but DW will not budge on at least one of us having a (professional) job until he's out of college.
The flip side is that it's spring. Spring is when I always get bored with work and start longing for more time for hobbies. Talk to me in the fall and I might be all for pushing things to 2022 because I actually do enjoy my job most of the time. Plus, now that I've switched to working internationally I feel like I am getting some of the benefits of retirement (cheaper/shorter travel to some places + immersion in a different country) while still working.
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04-19-2019, 07:14 AM
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#72
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Recycles dryer sheets
Join Date: Jun 2018
Posts: 176
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Congrats to YodaJazz for moving to the class of 2019!
Welcome to Robert the Red and Physics Guy. Class of 2021 doesn't sound so far off in the future now does it?
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04-20-2019, 06:34 AM
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#73
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Recycles dryer sheets
Join Date: Jul 2014
Posts: 92
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Hard core class of 2020 here! However, will push it to 2021. Happy family occasions are on their way and I don't want to move out of state. As long as I'm living here I might as well be working here!
__________________
I find this early retirement topic sooo very overwhelming.
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04-22-2019, 12:16 PM
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#74
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Recycles dryer sheets
Join Date: Aug 2005
Posts: 335
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Quote:
Originally Posted by goingtotravel
Congrats to YodaJazz for moving to the class of 2019!
Welcome to Robert the Red and Physics Guy. Class of 2021 doesn't sound so far off in the future now does it?
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Countdown app on my desktop say "649 Days left". I'm not expressing it in minutes (would be 933,344 - at least it's under a million now).
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04-22-2019, 04:42 PM
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#75
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Recycles dryer sheets
Join Date: Feb 2018
Posts: 121
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2021 sounds oddly close and oddly far away. Roughly 15 years ago we planned to retire in 2018. DW has become less sanguine about tuition for the child still in college and I've found a job that feels roughly like a working retirement for now so we've pushed it off.
On the other hand it is amazing that the plan has come together so well over the last 25 years (we started the process well before we really set a date).
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04-22-2019, 05:35 PM
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#76
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Recycles dryer sheets
Join Date: Feb 2012
Posts: 83
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Quote:
Originally Posted by Robert the Red
Countdown app on my desktop say "649 Days left". I'm not expressing it in minutes (would be 933,344 - at least it's under a million now).
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I’m two days ahead of you. My app says 647 days left. Never broke it down by minutes yet.
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Confession -- I have been sulking...
05-18-2019, 01:22 PM
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#77
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Recycles dryer sheets
Join Date: Aug 2017
Posts: 70
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Confession -- I have been sulking...
Classmates, My plan to use the rule of 55 to retire in the Spring of 2021 was a good one, but I missed a detail. The plan document requires 10 years with the firm. I won't have that. We will still retire in 2021 because DH will turn 59 1/2 later in the year, but I am irked that I relied on the SPD, which did not have the detail about the 10 year requirement. DH says I should still stop working in the Spring of 2021, but now that I think about it....HEY, he's going to make me do all the prep work for the move..... sneaky DH
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06-13-2019, 06:26 AM
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#78
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Recycles dryer sheets
Join Date: Jun 2018
Posts: 176
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100 weeks left to ER, 700 calendars days left, 500 work days (not counting PTO). DH is thinking about moving his RE date up by a year or so and he may be the class of 2019 or 2020. Already talking about taking a long trip to celebrate. It's starting to feel 'real' now.
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06-15-2019, 07:43 PM
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#79
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Thinks s/he gets paid by the post
Join Date: Nov 2013
Location: Twin Cities
Posts: 3,930
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Quote:
Originally Posted by goingtotravel
100 weeks left to ER, 700 calendars days left, 500 work days (not counting PTO). DH is thinking about moving his RE date up by a year or so and he may be the class of 2019 or 2020. Already talking about taking a long trip to celebrate. It's starting to feel 'real' now.
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Congrats! This timeline and plan is similar to us. DW is semi-RE with a new 30 hour/week, less-demanding job while she waits for me to finish a big project at work in either 18 or 24 months, depending on some factors. At that point, the plan is for me to quit and rent out the house so we can take a Gap Year focused on travel. Maybe we’ll see you “out there.” [emoji41]
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06-16-2019, 09:30 AM
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#80
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Full time employment: Posting here.
Join Date: Jul 2013
Posts: 792
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I am hesitantly declaring myself as Class of '21 as well. Born in '66, so that's the year I turn 55, and can get a hold of my 401k, though I already have the IRA I inherited from DH that I can access now without penalty.
For me, the hesitancy is not really about the numbers--i could bail today if I wanted--it's more about still trying to figure out what I would do with myself. I'm guessing my company would want to keep me on contract, or even part-time, which I would take if I could still have health insurance. My job is very low stress, I telecommute two days a week, so it already feels part-time. [emoji2]
So, while I try to figure out what I'm going to do with the rest of my life, I figure I'll take advantage of a few more years of mega backdoor Roth capabilities and pad the savings a bit more.
Looking forward to reading about everyone else in the class!
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