RetireBy90
Thinks s/he gets paid by the post
Hi, I'm planning on RE in 2 months and my planning has mostly focused on having sufficient funds to be FI. I have done some thinking on my days without a job and have some ideas to get me started.
My question today, for those already retired, where there any steps in the final months of work that proved to be especially useful ?
Health care: I am 62 now and will rely on Tricare from military till I can get Medicare and back to Kaiser.
Income: We have 3 retirement checks today and a pile sufficient to replace my take home pay with a draw of about 3 to 3/12 % rate and in 8 years with SS and other income kicking in about then we won't need a draw (but then there will be RMDs) I think our pile is sufficient.
Daily activities: I have grown fond of a nap about 10AM but boss doesn't share my fondness. Seriously, I plan to work about 2 days a week with Habitat for Humanity, spend a day or 2 with Salvation Army and another charity that provides help to distressed families. I know this will be a work in progress and require adaption as time goes along.
Travel: We are budgeted for 3 or 4 trips each year, couple short trips and 1 or 2 longer trips.
So any checklist items I can add that you found useful or wish you had completed prior to RE ?
Thanks in advance
My question today, for those already retired, where there any steps in the final months of work that proved to be especially useful ?
Health care: I am 62 now and will rely on Tricare from military till I can get Medicare and back to Kaiser.
Income: We have 3 retirement checks today and a pile sufficient to replace my take home pay with a draw of about 3 to 3/12 % rate and in 8 years with SS and other income kicking in about then we won't need a draw (but then there will be RMDs) I think our pile is sufficient.
Daily activities: I have grown fond of a nap about 10AM but boss doesn't share my fondness. Seriously, I plan to work about 2 days a week with Habitat for Humanity, spend a day or 2 with Salvation Army and another charity that provides help to distressed families. I know this will be a work in progress and require adaption as time goes along.
Travel: We are budgeted for 3 or 4 trips each year, couple short trips and 1 or 2 longer trips.
So any checklist items I can add that you found useful or wish you had completed prior to RE ?
Thanks in advance