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01-21-2008, 01:41 AM
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#21
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Recycles dryer sheets
Join Date: Dec 2006
Posts: 154
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Quote:
Originally Posted by megacorp-firee
hmmm, quality control problems? why does the last bottle look bigger and fuller :confused:
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The illusion is entirely the angle of photography. The two middle are straight on to the camera and the ones on the ends are are offset a slight angle.
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01-21-2008, 04:09 AM
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#22
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Thinks s/he gets paid by the post
Join Date: Apr 2007
Posts: 1,305
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Quote:
Originally Posted by theloneranger
The illusion is entirely the angle of photography. The two middle are straight on to the camera and the ones on the ends are are offset a slight angle.
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LOL, I don't really care, but just to be argumentative, how do you account for the liquid being higher on the neck of the bottle?
__________________
Life is GREAT!
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01-21-2008, 06:19 AM
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#23
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Full time employment: Posting here.
Join Date: Aug 2006
Location: Columbus
Posts: 769
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01-21-2008, 06:58 AM
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#24
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Feb 2005
Location: Central MS/Orange Beach, AL
Posts: 9,071
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Quote:
Originally Posted by SteveR
Hmmmm.
If the "talking heads" would put a sock in it for a while the market will stabilize and float up or down based on real value rather than hysteria. Just my opinion.
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I agree and I could cut down on my JD purchases.
__________________
Retired 3/31/2007@52
Investing style: Full time wuss.
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01-21-2008, 07:34 AM
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#25
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Dec 2006
Location: Collin County, TX
Posts: 9,296
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Ahhhh....JD there in the good times and the bad.
__________________
There's no need to complicate, our time is short..
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01-21-2008, 08:31 AM
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#26
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2005
Location: Lawn chair in Texas
Posts: 14,183
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I've worshipped a few inanimate objects because of JD...
__________________
Have Funds, Will Retire
...not doing anything of true substance...
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01-21-2008, 09:11 AM
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#27
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2006
Location: west coast, hi there!
Posts: 8,809
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Quote:
Originally Posted by megacorp-firee
? just curious, why did you sell your TIPS. Are you rebalancing AA and putting the TIPS funds into equities?
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Sold the TIPS because rates are at such low levels now. I couldn't resist taking the profits. Its just a matter of reducing duration when rates come down a lot to lock in gains. If they move up in the next year or two I'll be a buyer again. In the meantime I'll stay short term in MM or at most 1yr to 2yr duration. Short duration should give me some measure of inflation protection.
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01-21-2008, 09:11 AM
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#28
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jul 2003
Location: Kansas City
Posts: 7,968
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Hmmm - I seem to remember attempting to utilize something called 'Lynchburg Lemonade' to socialize with sweeties in Huntsville,AL circa 1974/75.
Didn't help my stock picking though - I believe there were some inappropriate gambles on low cost warrants. Will take the 5th on the other stuff.
heh heh heh - looks purity but Jack's not my buddy!
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01-21-2008, 09:35 AM
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#29
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Moderator Emeritus
Join Date: Dec 2002
Location: Oahu
Posts: 26,860
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Quote:
Originally Posted by azauthor
The market's down 8% in January alone.
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More precisely, the stock market is down 8% in January. Not everyone is getting hit that badly in their portfolios because not everyone is 100% stocks.
Quote:
Originally Posted by azauthor
How do the fixed income/retired folks not fret?
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Excessive surfing, even when the water is a "frigid" 75 degrees. Gotta have priorities.
The long-term perspective is that our annual portfolio highs keep getting higher and our portfolio lows are also getting higher. Being right two-thirds of the time also means being "wrong" a third of the time.
People who can't stand equity volatility should buy inflation-adjusted annuities.
__________________
*
Co-author (with my daughter) of “Raising Your Money-Savvy Family For Next Generation Financial Independence.”
Author of the book written on E-R.org: "The Military Guide to Financial Independence and Retirement."
I don't spend much time here— please send a PM.
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01-21-2008, 03:02 PM
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#30
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Thinks s/he gets paid by the post
Join Date: Jun 2002
Posts: 1,637
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Pretty much like a lot of other folks have posted:
- 5% off the table in cash/MM funds;
- "On the table" split evenly between (mostly) index equity funds and fixed income. Fixed income includes an I-Bond/CD ladder which should get me through 8 years of supplementing pension/SS if needed. Remaining fixed in Vanguard Total Bond Market Index.
I'm down about 4.5% since 12/31/07. But I've rarely had to tap the port since retiring 4 1/2 years ago, so I'm not really sweating it.
__________________
friar1610
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01-22-2008, 02:31 PM
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#31
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Thinks s/he gets paid by the post
Join Date: Oct 2007
Location: Willamette Valley, Oregon
Posts: 1,979
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I silently curse and swear to myself (and sometimes at myself).
__________________
Dreams Worth Dreaming are Dreams Worth Planning For. I Spent a Career Planning for Early Retirement.
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01-22-2008, 05:37 PM
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#32
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Full time employment: Posting here.
Join Date: Nov 2005
Posts: 655
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50% Wilshire 5000 Index
45% Intermediate Term Bonds
5% Cash
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01-22-2008, 06:16 PM
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#33
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Thinks s/he gets paid by the post
Join Date: Feb 2006
Posts: 3,895
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Quote:
Originally Posted by azauthor
The market's down 8% in January alone. How do the fixed income/retired folks not fret?
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an extra two years of adventurous travel in thailand or buenos aires depending on how my spanish classes go.
__________________
"off with their heads"~~dr. joseph-ignace guillotin
"life should begin with age and its privileges and accumulations, and end with youth and its capacity to splendidly enjoy such advantages."~~mark twain - letter to edward kimmitt 1901
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01-22-2008, 09:10 PM
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#34
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2006
Location: Rio Grande Valley
Posts: 38,139
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Quote:
Originally Posted by azauthor
The market's down 8% in January alone. How do the fixed income/retired folks not fret?
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2 years of living expenses in MM funds.
58% stocks and 42% in bonds/cash in portfolio. That supports several more years needs without having to sell any equity funds if for some wild reason the "bear" is protracted.
So what if my total portfolio is back to levels last seen in mid-late 2006. It's still way higher than it was in 1999!
By the way, I don't consider myself "fixed income". That's really for those poor folks stuck with a pension with no COLA adjustment. But those guys don't have to worry about tanking stock markets either!
Audrey
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01-24-2008, 02:26 AM
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#35
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Thinks s/he gets paid by the post
Join Date: Feb 2004
Location: Mid Hudson Valley
Posts: 1,781
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I handle the downdrafts the same way as the updrafts... a firm hand on the rudder and a manhattan in the other
__________________
In a panamax down by the river.
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01-24-2008, 09:31 AM
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#36
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2006
Posts: 12,880
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Quote:
I've worshipped a few inanimate objects because of JD...
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__________________
Al
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01-24-2008, 09:43 AM
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#37
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: May 2005
Location: Lawn chair in Texas
Posts: 14,183
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It was dark; I was drunk...
You can't prove a thing...
"Well you should see Polythene Pam..." The Beatles
__________________
Have Funds, Will Retire
...not doing anything of true substance...
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