Here is an update as promised: Job lasted for a year in Dubai, the company decided to move the job back to the states and I decided that I did not want to work there. With all the taxes (Fed, State, SSN and all, it is not financially worth it. So, I set my retirement back in Motion. Well it did not last long, two weeks later, another company got in touch, offered me more $$ to move to South East Asia for 3-5 more years. Well I was packed, I said what the heck. I believe the retirement GODS are against me. its very hard to walk away when they throw money at you.