Join Early Retirement Today
Thread Tools Search this Thread Display Modes
Medigap or Medicare Advantage Plan?
Old 04-30-2006, 04:30 PM   #1
Full time employment: Posting here.
Join Date: Aug 2005
Posts: 943
Medigap or Medicare Advantage Plan?

Curious as to your thoughts and experiences with either one.* You all know what Medigap insurance is I know.* Medicare Advantage Plan is either a HMO or PPO offered by a particular insurance company in your state that offers coverage a little more extensive that thn most Medigap policies, but with certain restrictions concerning where you can go (What hospitols, doctors, etc.)

Getting close and need to* make some decisions.* Also, most appealing of the Medicare Advantage Plans, are that they for the most part, pay for prescriptions with a reasonable co-pay, as opposed to the sucky one our government has come up with.
modhatter is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Re: Medigap or Medicare Advantage Plan?
Old 04-30-2006, 06:54 PM   #2
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
haha's Avatar
Join Date: Apr 2003
Location: Hooverville
Posts: 22,983
Re: Medigap or Medicare Advantage Plan?

I recently went through this decision process. I chose Medigap, for several reasons. I almost always had private indemnity insurance. I just didnít want to go to gatekeepers or anything of that bs now. My FIL is 92, he recently needed heart surgery. He went to Cleveland Clinic, although he lives in Maryland. Why? The Cleveland Clinic docs were somewhat less likely to kill him in the process of fixing his heart. Also, if you plan on RVing or traveling in the US, Medigap goes with you- as does traditional Medicare.

Since Bush is trying to move us off Traditional Medicare, I figure that in itself is one good argument for Traditional Medicare.*

I am sure it varies a lot from state to state; but I almost always will opt for control.

"As a general rule, the more dangerous or inappropriate a conversation, the more interesting it is."-Scott Adams
haha is offline   Reply With Quote

Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off

Similar Threads
Thread Thread Starter Forum Replies Last Post
35 buckets plan, starting WR of 7.4% - punch holes in me plan citril FIRE and Money 35 03-10-2007 06:46 PM
Senator Wyden's "health care plan for all Americans" REWahoo Health and Early Retirement 81 12-19-2006 09:04 AM
Pension Plan Gurus UncleHoney FIRE and Money 4 08-11-2006 09:48 PM
nTelos cell phone plan? Dreamer Other topics 3 07-14-2006 12:27 PM
Medicare+Medigap vs. Medicare Advantage haha FIRE and Money 2 02-01-2006 09:16 PM

» Quick Links

All times are GMT -6. The time now is 07:26 PM.
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.