Join Early Retirement Today
Closed Thread
 
Thread Tools Search this Thread Display Modes
Old 03-19-2021, 06:42 PM   #61
Recycles dryer sheets
 
Join Date: May 2015
Location: Someplace Warm
Posts: 429
Quote:
Originally Posted by Dtail View Post
Hurricanes can hit anywhere in FLA, but as one example there has not been a direct hit to Tampa of a Category 1 hurricane since the 1920's.
I suppose you mean "Category 1 or higher"?
Leo1277 is offline  
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 03-19-2021, 08:10 PM   #62
Recycles dryer sheets
 
Join Date: Feb 2006
Posts: 80
Weíve owned a condo right on the beach at Kure Beach right beside Fort Fisher since 1998. Retired at 50, 10+ years ago. We also have access to a family home on Beech mountain and we live in Chapel Hill.
So we have the best of all worlds in NC.
We use our beach place about 10 days a month from September to May and rent it out to rednecks over the summer. Works great for us.
kbst is offline  
Old 03-20-2021, 12:28 AM   #63
Recycles dryer sheets
 
Join Date: Mar 2019
Location: Balatonfured
Posts: 236
It is a serious question with serious consequences. We (third and current wife) bought a house on Hilton Head Island and kept it as a rental with the ultimate plan to retire there. Then Katrina happened and shortly thereafter the economic downturn of 2007-08. Because of Katrina our hurricane insurance went to ~$7000 a year and our property tax also went up to ~$8000 a year. Add in the Homeowners association dues of ~$6000 a year (it was on a golf course but doesn't include golf fees) and it was getting extremely expensive for a house that rented for $1400 a month. We were in essence paying people to live in our house. We sold and moved to Europe in 2009 where it is a lot less expensive and here in Hungary, our property (3 acres with a pool) insurance is roughly $200 a year and zero property tax. Our climate is excellent and we live in a destination resort and only 5 hours drive from Venice or Munich and 2 hours to Budapest or Vienna. I lost badly on that property as we had purchased it for $680k and sold for ~$240k and happy to have gotten that much.

I also had 75 acres up near Boone North Carolina but it was a 45-minute drive to anything so not practical. On the other hand, it rose in value 500% (it had virgin trees). It was sold by my second wife who forged my signature just prior to our divorce. I used my half to buy the house in Hilton Head free and clear. She was stupid as I had the trees appraised and they were worth $7 million but she sold for $750k. She, being a junkyard dog lawyer, who also became lesbian (the reason for divorce) and had access to a hoard of lesbian sister lawyers in DC who would work for free, made that it a tough divorce and not worth getting wrapped up in legal prosecutions etc. My lawyer estimated fighting them would cost a minimum of $500k (required deposit of that amount before he would take the case) and even then poor probability of success. I was happy to get out of there intact. I really loved the Boone place and had plans to build a large dome home up there. It had unbelievable views and a small 5-acre lake. She sold it out of spite.
Old Microbiologist is offline  
Old 03-20-2021, 03:54 AM   #64
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jan 2018
Location: Tampa
Posts: 8,348
Quote:
Originally Posted by Leo1277 View Post
I suppose you mean "Category 1 or higher"?
Yes.
__________________
TGIM
Dtail is online now  
Old 03-20-2021, 04:19 AM   #65
Thinks s/he gets paid by the post
 
Join Date: Oct 2017
Location: Chapel Hill, NC
Posts: 3,540
Quote:
Originally Posted by kbst View Post
Weíve owned a condo right on the beach at Kure Beach right beside Fort Fisher since 1998. Retired at 50, 10+ years ago. We also have access to a family home on Beech mountain and we live in Chapel Hill.
So we have the best of all worlds in NC.
We use our beach place about 10 days a month from September to May and rent it out to rednecks over the summer. Works great for us.
Hello fellow Chapel Hill resident. I don't have a beach place but have a place at Sugar Mountain! I love the mountains in the hot weather and CH the rest of the time. I also retired at 50--19 years ago, I am now 69! I hear what you say about rednecks, plenty of those in NC but CH is an oasis. I hated the Tar Heel loss last night.
harllee is offline  
Old 03-20-2021, 04:23 AM   #66
Thinks s/he gets paid by the post
dixonge's Avatar
 
Join Date: Mar 2008
Location: On the road
Posts: 1,398
Quote:
Originally Posted by Poopycat View Post
I have been giving serious thought to the coastal areas of the southeast because they offer two things that are very important to me: beaches and lots of tennis options. But I keep going back to hurricanes, terrible storms, and flooding. I am petrified of lightning, but I could install a lightning protection system for peace of mind. I canít control hurricanes. And so much of the land in these areas is prone to flooding.

How worried are you about hurricanes where you live? Are hurricanes and/or flooding something you took into consideration before moving there? Iím trying to convince myself that hurricane risk isnít all that bad but the articles I have read indicate otherwise.

We've just spent Jan. 1 until now along the gulf and Atlantic coasts. Just a few days in LA and AL, 4-6 weeks in Florida, a few weeks in GA and now SC. High humidity has been the major negative for me so far, having grown up in a relatively humid part of Texas (D/FW - 60-70% avg). But it took me all of one day to start hating the coast from northern Florida and points north up to here (SC, just north of Savannah, GA). The no-see-ums or whatever it is are like the chiggers of my childhood but different. Chiggers produce larger spots of irritation and itch like fire, but are almost always limited to the lower leg. No-see-ums also attack the arms, but are not quite as itchy. But they itch for days! To make matters worse, in a sense, not one of them has bitten my wife.


So going into this leg of our RV journey, we already knew we weren't 'beach people' but just in case we thought we might change our minds, this part of the country has taken care of that. NOT beach people!


Any way, if you *are* into beaches, keep the biting midges in mind.
dixonge is offline  
Old 03-20-2021, 06:19 AM   #67
Recycles dryer sheets
 
Join Date: Feb 2019
Location: Tampa Bay
Posts: 259
Quote:
Originally Posted by Dtail View Post
Hurricanes can hit anywhere in FLA, but as one example there has not been a direct hit to Tampa of a Category 1 hurricane since the 1920's.

Sequence of returns risk as related to meteorology! True our expected rate of return is less than New Orleans, but the average is still above 0%! We got lucky with Charley and Irma... if she tracked just a little west and stayed centered just offshore to maintain her strength Tampa Bay would have really taken a serious blow. As it was, as a weakening TS, Irma caused many to be without power for a long time (I never lost power but I was surrounded by darkness while my neighbor across the street was out for 2.5 weeks!) and there was widespread, but non-catastrophic, damage.



I agree that our odds of being hit by a powerful storm are a bit lower than other cities but our number will come up one day. The actuaries know it and our insurance rates (and dearth of companies that want the exposure) show it! A strong storm offshore or making landfall just north of us (I think Tarpon Springs is about the target to maximize flooding) will push a lot of water into Tampa Bay and a lot of people that think they are "far from water" will realize just how close they are. At 70', my home will blow apart before I flood at least.


I don't worry about storms but every year is a roll of the dice and I respect their power. While I absolutely do not want to get hit; I still have a weird sort of excitement and almost feel let down when the miss me.... I'm sure there is a German word for that emotion!


FLSunFIRE
FLSUnFIRE is offline  
Old 03-20-2021, 06:26 AM   #68
Dryer sheet wannabe
 
Join Date: Nov 2020
Posts: 20
Quote:
Originally Posted by ProGolferWannabe View Post
We couldnít stand it, and moved inland.
What area did you move to?
calnomore is offline  
Old 03-20-2021, 08:35 AM   #69
Full time employment: Posting here.
 
Join Date: Jan 2010
Location: dubuque
Posts: 946
to the folks who live in hungary. how did you find out about or make you decide to go there?
frank is offline  
Old 03-20-2021, 08:52 AM   #70
Full time employment: Posting here.
Richard4444's Avatar
 
Join Date: Jul 2011
Location: South Florida
Posts: 518
I have lived on the east coast of Florida for 24 years full time and have been through all of the hurricanes. The odds of a hurricane causing severe damage that can not be remedied or is physically hurtful to you is low - yes, it happens, but I'm talking of the odds. My personal experiences to damage have been trees falling down, roads blocked afterwards and the biggest problems that I have experienced result from no electricity afterwards which means no air conditioning, which isn't just uncomfortable, but with added water can result in damaging mold, and once the pumping stations were inoperable which caused toilet backup. Once. And then the city added generators so that shouldn't happen again.
The anxiety of an impending hurricane is real, so we protect our home best we can with hurricane impact windows and our residence being up tp hurricane code and take our chances.
No regrets.

Rich
Richard4444 is offline  
GA is great!
Old 03-20-2021, 10:10 AM   #71
Confused about dryer sheets
 
Join Date: Dec 2020
Location: Gainesville
Posts: 3
GA is great!

My wife and I are 'beach' people as well and were looking to move about a year and 1/2 ago. We were planning on FL but someone mentioned a lake in GA and we thought we'd check it out. Flew out and bought a house!

But not at the beach - on a lake! Not the same as the ocean but pretty awesome - something to consider - learning to drive a boat! We're in north east GA, on lake Lanier - about an hour from the Atlanta airport. A 2000 sqft house on 1/2 acre on the lake with a dock and such is ~400K. Not even 1/2 of what I paid in San Diego or Denver (which we're glad we escaped from!).

The people here are nicer than anywhere I've ever lived! I've learned GA is not a redneck haven as most people from the 'cities' believe. My entire life (I'm 59), I've lived in Denver and San Diego - always in the downtown or beach areas - so it was definitely a change.

I will tell you though (sad that this is even relevant) but it is very conservative here if that bothers you...
gman1234 is offline  
Old 03-20-2021, 10:25 AM   #72
Recycles dryer sheets
 
Join Date: Apr 2014
Posts: 143
Quote:
Originally Posted by Old Microbiologist View Post

I also had 75 acres up near Boone North Carolina but it was a 45-minute drive to anything so not practical. On the other hand, it rose in value 500% (it had virgin trees). It was sold by my second wife who forged my signature just prior to our divorce. I used my half to buy the house in Hilton Head free and clear. She was stupid as I had the trees appraised and they were worth $7 million but she sold for $750k. She, being a junkyard dog lawyer, who also became lesbian (the reason for divorce) and had access to a hoard of lesbian sister lawyers in DC who would work for free, made that it a tough divorce and not worth getting wrapped up in legal prosecutions etc. My lawyer estimated fighting them would cost a minimum of $500k (required deposit of that amount before he would take the case) and even then poor probability of success. I was happy to get out of there intact. I really loved the Boone place and had plans to build a large dome home up there. It had unbelievable views and a small 5-acre lake. She sold it out of spite.
This has to be one fascinating story.
CSdot is offline  
Old 03-20-2021, 10:38 AM   #73
Thinks s/he gets paid by the post
RAE's Avatar
 
Join Date: Jan 2005
Location: northern Michigan
Posts: 2,115
Quote:
Originally Posted by Dtail View Post
Hurricanes can hit anywhere in FLA, but as one example there has not been a direct hit to Tampa of a Category 1 hurricane since the 1920's.

Right. And the stretch north of Tampa (for maybe 70-90 miles or so) has had fewer hurricanes historically than many other parts Florida, also. That's not to say it won't happen, but the risk seems to be a little lower. We live in that area, in a stilt house, during the winter months. In the summer months (much of the hurricane season) we are back up north. I do worry about hurricanes, and I watch the weather reports closely from up north. And I have someone lined up to help protect our house if a storm is headed our way. I think we would be okay in most flooding events, since our house is up high on stilts, but the wind damage from a direct hurricane hit would of course do a lot of damage. I do love living here during the winter, and we love owning a house, so we accept the risk. I have no desire to spend the winters in the snow and ice anymore........been there, done that for most of my life.
RAE is offline  
Old 03-20-2021, 11:31 AM   #74
Dryer sheet aficionado
 
Join Date: Jul 2019
Location: On the water somewhere
Posts: 47
I lived on the water outside Wrightsville Beach for 20 years. Just moved to Myrtle Beach last June.

As long as you are not in a flood plain, hurricanes aren't that bad. Just need a generator and hurricane shutters.

Myrtle Beach had a hurricane 2 weeks after we moved here. No damage except new trees in new house were knocked over. Just had to stand them back up.

I am also looking to buy a house near Boone or Banner Elk to get out of the summer heat.

Good luck!
Beachcomber is offline  
Old 03-21-2021, 07:22 PM   #75
Recycles dryer sheets
 
Join Date: May 2015
Location: Someplace Warm
Posts: 429
Let's bring some life back into this thread - who says lightning or hurricanes are the greatest danger in Florida?
Attached Images
File Type: jpg Gator Giant on Golf Course.JPG (80.6 KB, 37 views)
Leo1277 is offline  
Old 03-21-2021, 07:29 PM   #76
Recycles dryer sheets
 
Join Date: May 2015
Location: Someplace Warm
Posts: 429
And in case you think this is rare or fake, this is what I saw just last week when sitting in my patio office:
Attached Images
File Type: jpg Gator in BV.jpg (899.7 KB, 38 views)
Leo1277 is offline  
Old 03-22-2021, 01:37 AM   #77
gone traveling
 
Join Date: Dec 2018
Posts: 1,196
Quote:
Originally Posted by Dtail View Post
Hurricanes can hit anywhere in FLA, but as one example there has not been a direct hit to Tampa of a Category 1 hurricane since the 1920's.
In 2004 a Cat 3 was predicted to hit Tampa. Many drove to Orlando to escape and every hotel room was sold out in Orlando. The Cat 3 went up I-4 and hit parts of Kissimmee and Orlando instead.
Nick12 is offline  
Question for the FL, GA and Carolina coast retirees
Old 03-22-2021, 03:40 AM   #78
Thinks s/he gets paid by the post
teejayevans's Avatar
 
Join Date: Sep 2006
Posts: 1,563
Question for the FL, GA and Carolina coast retirees

Quote:
Originally Posted by Leo1277 View Post
Let's bring some life back into this thread - who says lightning or hurricanes are the greatest danger in Florida?

Photoshop is great, maybe they should have found a different image of an alligator to paste in, one without itís mouth taped shut.
teejayevans is online now  
Old 03-22-2021, 04:38 AM   #79
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jan 2018
Location: Tampa
Posts: 8,348
Quote:
Originally Posted by Nick12 View Post
In 2004 a Cat 3 was predicted to hit Tampa. Many drove to Orlando to escape and every hotel room was sold out in Orlando. The Cat 3 went up I-4 and hit parts of Kissimmee and Orlando instead.
I think you are speaking of Hurricane Charley, although there were 4 large hurricanes to hit FLA that year, so could have been another one.
Charley was supposed to hit Tampa, but hit Punta Gorda fairly hard.
Irma was possibly going to hit Tampa at one point, but didn't.

Of course it could happen again, but the setting of Tampa against the typical flow of hurricanes once they are in the gulf is not ideal for a direct hit.
__________________
TGIM
Dtail is online now  
Old 03-22-2021, 04:39 AM   #80
Give me a museum and I'll fill it. (Picasso)
Give me a forum ...
 
Join Date: Jan 2018
Location: Tampa
Posts: 8,348
Quote:
Originally Posted by Leo1277 View Post
And in case you think this is rare or fake, this is what I saw just last week when sitting in my patio office:
Been in FLA for 3.5 years and have seen 5 alligators so far in the man made lakes in the complex.
One should assume every lake/large pond has one.
__________________
TGIM
Dtail is online now  
Closed Thread


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools Search this Thread
Search this Thread:

Advanced Search
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
West Coast & East Coast trip itineraries Live And Learn Travel Information 15 12-27-2019 08:20 PM
one day in UK carlisle / st bees area before UK coast to coast trek mh Travel Information 0 08-14-2017 01:15 PM
Has anyone done the coast to coast walk in England (that goes thru Lake District) . mh Travel Information 11 04-09-2016 01:50 PM
Cover your ears...coast to coast freebird5825 Other topics 13 03-17-2009 07:23 PM

» Quick Links

 
All times are GMT -6. The time now is 10:23 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2021, vBulletin Solutions, Inc.