jjquantz
Full time employment: Posting here.
Bumping this thread because we DID survive the missile attack and just made it back to the mainland. This may be long, sorry.
Thanks again to everyone for the comments - they really helped to shape the way that I looked at things when I was on the Big Island.
There is no doubt that this location remains on our list of possible relocation destinations. Most importantly for DW, she absolutely LOVES the weather. Her sweet spot for comfortable outdoor temps is about 82-85 degrees.
Reviewing some things after the stay.
1) Hobbies - no doubt that this is a #1 destination for the astronomy hobby. Golf looks like it would be adequate (played with a men's group twice and there was a good contingent of walkers) and the music situation is also OK. We visited with a singing group and talked to people briefly about the Early Music group in Hawaii. Although not quite the environment we have in DC, we didn't expect it to be.
2) Housing - Single family homes were somewhat more expensive than we expected, although not out of sight. We would definitely reconsider the possibility of condo living. That seems to be much more reasonably priced. Real Estate taxes are low compared to the East Coast so that's a positive although HOA fees range from reasonable to "You've got to be kidding!"
3) COL (excluding housing) - Yes, everything is expensive, but looking at the impact on our budget it's just not a big deal. It looks like groceries would be about 25% higher (so, for us, that's an extra $100/month) and gas is essentially a buck a gallon more expensive. But even if I double the number of miles we drive in a year, that only amounts to about $500 per year extra. Eating out was the biggest surprise - it's really difficult to find a reasonably priced place. But I don't like eating out anyway and, again, the maximum impact would likely be a couple hundred per month. Although housing is expensive, there would still be a reduction in housing costs that would more than offset these expenses. Also, Hawaii has a good tax environment for retirees.
4) Access issues - DW no longer drives and we would need to choose our location carefully to make sure that she had walking access to recreational activities. There are possibilities on this front, but the right location would be vital.
We had several great discussions during the trip. No conclusions reached, but several interesting thoughts emerged. DW realized that perhaps being located in a city with MLB might not be as important as she thought and I am thinking that optimizing golf might not be as essential as optimizing my other two main hobbies. DW also was strongly inclined to think of Hawaii as the primary residence (maybe 10 months/year) with "travel" during the summer instead of maintaining two homes. She also clearly has started to think more seriously about what transitioning into retirement might look like for her. We are both agreed that, despite how attractive Hawaii is, we need to look at some other locations to help us see things a little more critically.
Anyway, thanks again to everyone. I'm sure that you will raise questions and make comments that remind me of other things that I wanted to share.
Thanks again to everyone for the comments - they really helped to shape the way that I looked at things when I was on the Big Island.
There is no doubt that this location remains on our list of possible relocation destinations. Most importantly for DW, she absolutely LOVES the weather. Her sweet spot for comfortable outdoor temps is about 82-85 degrees.
Reviewing some things after the stay.
1) Hobbies - no doubt that this is a #1 destination for the astronomy hobby. Golf looks like it would be adequate (played with a men's group twice and there was a good contingent of walkers) and the music situation is also OK. We visited with a singing group and talked to people briefly about the Early Music group in Hawaii. Although not quite the environment we have in DC, we didn't expect it to be.
2) Housing - Single family homes were somewhat more expensive than we expected, although not out of sight. We would definitely reconsider the possibility of condo living. That seems to be much more reasonably priced. Real Estate taxes are low compared to the East Coast so that's a positive although HOA fees range from reasonable to "You've got to be kidding!"
3) COL (excluding housing) - Yes, everything is expensive, but looking at the impact on our budget it's just not a big deal. It looks like groceries would be about 25% higher (so, for us, that's an extra $100/month) and gas is essentially a buck a gallon more expensive. But even if I double the number of miles we drive in a year, that only amounts to about $500 per year extra. Eating out was the biggest surprise - it's really difficult to find a reasonably priced place. But I don't like eating out anyway and, again, the maximum impact would likely be a couple hundred per month. Although housing is expensive, there would still be a reduction in housing costs that would more than offset these expenses. Also, Hawaii has a good tax environment for retirees.
4) Access issues - DW no longer drives and we would need to choose our location carefully to make sure that she had walking access to recreational activities. There are possibilities on this front, but the right location would be vital.
We had several great discussions during the trip. No conclusions reached, but several interesting thoughts emerged. DW realized that perhaps being located in a city with MLB might not be as important as she thought and I am thinking that optimizing golf might not be as essential as optimizing my other two main hobbies. DW also was strongly inclined to think of Hawaii as the primary residence (maybe 10 months/year) with "travel" during the summer instead of maintaining two homes. She also clearly has started to think more seriously about what transitioning into retirement might look like for her. We are both agreed that, despite how attractive Hawaii is, we need to look at some other locations to help us see things a little more critically.
Anyway, thanks again to everyone. I'm sure that you will raise questions and make comments that remind me of other things that I wanted to share.