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Old 06-11-2020, 08:14 AM   #21
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Originally Posted by deserat View Post
As the OP said, it is hard when you are in it versus looking at it...
Years ago, at work, I used to tell others- "It is easy to figure out when somebody else should retire!"
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Old 06-11-2020, 08:44 AM   #22
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OP, we can only suggest from our experiences and opinions. Our rubber hit the road when we encountered serious health conditions. Work adds to stress, unless you love what you're doing and it doesn't sound like you do. In March 2011 I had major surgery due to cancer and DH was so fed up with the mega-corp world his health was in jeopardy. He walked away in June, 3 months after my surgery and we never looked back.

You have to decide your priorities. Financially, you're set. Healthcare? The cancer threat was looming large in our lives when we made the decision to RE. DH did get a nice severance package and COBRA tied us over until we signed up for ACA. Personally, we're healthier because we walked away. I think DH would have stroked or had a heart attack if he kept up the demanding pace of work.
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Old 06-11-2020, 09:42 AM   #23
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I left MegaCorp at 51 with less than half the portfolio you have and never worried about the ACA. Five years later I'm still not worried about the ACA and I'm glad I am free to volunteer and do other stuff as I wish.

Go for it, there will always be health insurance with guaranteed issue (may or may not be ACA but that ship has sailed) and you have plenty of money to pay for it until 65.
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Old 06-20-2020, 10:15 PM   #24
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Remember that everyone that retired in the last 11 years had a heckuva run likely with portfolio size increasing despite living off that. The next 11 years may not be that rosy. So I fully understand the OPs “living it” reluctance. That said, Personally, if I was 50 and single with that portfolio size with a 3% WR, I agree with pb4uski, I’d be gone...
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Old 06-21-2020, 06:04 AM   #25
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At your size portfolio, I'd stay retired. Besides, picking up 50% of relocation expenses up to 24 months out is a deal breaker.

And why put up with any stress that the new job would cause? For what - just to increase the portfolio?
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