Were expenses what you thought after you retired?

[socca]

Quote:

Originally Posted by gamboolman What do you you and the Forum think?

The 2nd largest item in my budget is diversion to reserves for future aperiodic expenses (#1 is income taxes). The fact that you've recently paid some of these doesn't eliminate the need to include them in your budget so that such future expenses are covered.

As others have mentioned, some of your numbers look rather high, so I suspect that you can still hit your $10k/mo number even if you include a diversion to reserves line item just by reducing some of your other estimates.

[Ally]

Ours is about as expected, expect once we got Medicare and got in my husband's Medicare advantage plan through his state pension, our medical costs are nearly zero. We were surprised to find there is no copay for doctors, tests, lab work or X-rays. We haven't paid anything out of pocket since we turned 65, except for extremely low prescription costs. We pay 1$-$30 for 90 day RXs. I don't know how long this will last, but it has helped our budget.