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What "phase" of retirement are you in?
06-23-2022, 03:49 PM
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#1
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Recycles dryer sheets
Join Date: Apr 2013
Posts: 317
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What "phase" of retirement are you in?
I just came across this recent TED talk where the presenter suggests that there are 4 phases of retirement:
Here are the phases, roughly paraphrased:
Phase 1 - Vacation phase
Phase 2 - you feel loss and feel lost
Phase 3 - a time of trial and error, trying out new things
Phase 4 - a time to reinvent and rewire
Having retired at the beginning of the pandemic, I feel like Phase 1 completely slipped by without feeling that sense of "vacation" at all quite frankly.
I'd put myself at Phase 2, trying my darndest to get to Phase 3. It's been a touch Phase 2 in general and I'm ready to start enjoying things a bit more.
I know there are those of you who started out in Phase 1 and are still there...Or who jumped from Phase 1 to Phase 4. My hat is off to you!! Tell me your secret!!!
So how about you? Where do you fall? And, if you experienced Phase 2, how long would you say you were stuck there?
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06-23-2022, 03:54 PM
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#2
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Recycles dryer sheets
Join Date: Nov 2011
Posts: 165
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Ten years in…still stuck in Phase 1. Must be doing it wrong.
__________________
FIREd 2012 at Age 49
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06-23-2022, 03:56 PM
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#3
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Aug 2013
Location: Citizen of Texas
Posts: 7,373
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Finishing up phase 4 now but I think I may slip back to phase 2. Maybe I just got them in the wrong order...
__________________
I don't know how to act my age since I've never been this old before.
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06-23-2022, 03:58 PM
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#4
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Thinks s/he gets paid by the post
Join Date: Sep 2013
Location: Ventura County
Posts: 1,368
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Simultaneously Phases 1 and 3 here - never seemed to have a problem with Phase 2 or feel the need for Phase 4.
I am a deeply, deeply lazy person. Sitting on my fat ass pursuing my various hobbies has felt just fine to me for the past 7 years and I see no reason for that to change.
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06-23-2022, 03:59 PM
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#5
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Thinks s/he gets paid by the post
Join Date: Dec 2015
Location: Santa Paula
Posts: 3,731
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13 years and well into phase 4 went directly from phase 1
__________________
Retired Jan 2009 Have not looked back.
AA 60/35/5 considering SS and pensions a SP annuity
WR 2% with 2SS & 2 Pensions
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06-23-2022, 04:02 PM
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#6
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Moderator Emeritus
Join Date: Aug 2007
Location: Just north of the 41st parallel
Posts: 14,719
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Phase 2. I run out of things to do by mid afternoon and feel lost the rest of the day. So I take a nap.
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06-23-2022, 04:08 PM
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#7
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Thinks s/he gets paid by the post
Join Date: Apr 2005
Location: Midwest
Posts: 2,746
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Retired 26 years. Still in Phase 1
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06-23-2022, 04:11 PM
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#8
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jun 2002
Location: Texas: No Country for Old Men
Posts: 48,842
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Approaching year 18, I went from phase 1 directly to phase 5 - no longer having the need to label any part of my retirement as a phase.
__________________
Numbers is hard
The key to understanding human behavior is realizing half the population is below average.
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06-23-2022, 04:12 PM
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#9
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Recycles dryer sheets
Join Date: Apr 2013
Posts: 317
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I'm envious all you Phase 1 people!!!
In all honestly, this past year and a half has brought so many challenges that I wish we could just start all over.
Now, there's a thought...
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06-23-2022, 04:14 PM
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#10
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Administrator
Join Date: Jan 2008
Location: Land of Florida Man
Posts: 37,108
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06-23-2022, 04:17 PM
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#11
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Moderator
Join Date: Nov 2015
Posts: 11,017
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defining phases sounds like project management to me
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06-23-2022, 04:19 PM
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#12
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Thinks s/he gets paid by the post
Join Date: Jul 2017
Location: Long Island
Posts: 1,920
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- collapse mode
- babysit mode
- recovery mode
- next will be back to babysit mode
- we will try to visit one of our DSs this fall, but it depends on how DGD is doing.
- probably no appreciable vacations prior to next year.
__________________
Use it up, wear it out, make it do or do without.
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06-23-2022, 04:48 PM
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#13
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Full time employment: Posting here.
Join Date: Aug 2021
Location: Reseda
Posts: 694
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Still in the Wannabe phase. 
Good video though. Thanks.
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06-23-2022, 04:50 PM
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#14
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2018
Location: Tampa
Posts: 9,675
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Have never been in Phase 2. Never bored.
__________________
TGIM
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06-23-2022, 04:50 PM
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#15
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Give me a museum and I'll fill it. (Picasso) Give me a forum ...
Join Date: Jan 2008
Location: NC
Posts: 18,438
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+2. Don’t know or care, life is good, that’s all I know. I did watch the video a while back, and thought who cares then…
__________________
No one agrees with other people's opinions; they merely agree with their own opinions -- expressed by somebody else. Sydney Tremayne
Retired Jun 2011 at age 57
Target AA: 50% equity funds / 30% bond funds / 20% cash
Target WR: Approx 2.5% Approx 20% SI (secure income, SS only)
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06-23-2022, 05:01 PM
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#16
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Administrator
Join Date: Apr 2006
Posts: 19,237
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I hope I am fortunate enough to live one third of my life in retirement. I was ready for retirement the day I left work and I have not a single regret. This is the greatest time in my life. I am not lost for things (old and new) to amuse myself and I see no need for reinvention. I just enjoy every single day as it comes and I do what I want to do when I want to do it.
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Living an analog life in the Digital Age.
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06-23-2022, 05:02 PM
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#17
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Thinks s/he gets paid by the post
Join Date: Aug 2012
Posts: 1,421
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Quote:
Originally Posted by Gumby
I hope I am fortunate enough to live one third of my life in retirement. I was ready for retirement the day I left work and I have not a single regret. This is the greatest time in my life. I am not lost for things (old and new) to amuse myself and I see no need for reinvention. I just enjoy every single day as it comes and I do what I want to do when I want to do it.
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well said as usual.
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06-23-2022, 05:15 PM
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#18
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Moderator Emeritus
Join Date: Jan 2007
Location: New Orleans
Posts: 46,038
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Quote:
Originally Posted by steady saver
I just came across this recent TED talk where the presenter suggests that there are 4 phases of retirement:
[...]
Here are the phases, roughly paraphrased:
Phase 1 - Vacation phase
Phase 2 - you feel loss and feel lost
Phase 3 - a time of trial and error, trying out new things
Phase 4 - a time to reinvent and rewire
Having retired at the beginning of the pandemic, I feel like Phase 1 completely slipped by without feeling that sense of "vacation" at all quite frankly.
I'd put myself at Phase 2, trying my darndest to get to Phase 3. It's been a touch Phase 2 in general and I'm ready to start enjoying things a bit more.
I know there are those of you who started out in Phase 1 and are still there...Or who jumped from Phase 1 to Phase 4. My hat is off to you!! Tell me your secret!!!
So how about you? Where do you fall? And, if you experienced Phase 2, how long would you say you were stuck there?
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I think the speaker on this video is having a terrible time adjusting to retirement! My retirement has not been like that at all. The first year (or two, or three) I was busy shedding layer after layer of work stress, sort of like peeling an onion. There was a lot more work stress to shed than I realized. But hey, shedding it was SO much more fun than accumulating it at work had been. After I got done with that, I pretty much just jumped into retirement feet first, and have been having a wonderful time - - enjoying each day to its fullest, and having a great time doing what I want to do, when I want to do it, every day.
If I experienced phase 2 at all, it was about 30 seconds long on my retirement day back in 2009, while I walked from my workplace to my car right after turning in my badge... I admit a tear fell down my cheek. But once I started my car I knew I was on my way to the life I had always wanted. For a day or so I didn't exactly know what to do with all the oceans of wonderful free time, so I felt a little bit like a fish out of water. But that was over as soon as I decided to start each day by going to the gym.
Since then, like REWahoo, I haven't felt the need to label my experience into phases.
__________________
Already we are boldly launched upon the deep; but soon we shall be lost in its unshored, harbourless immensities. - - H. Melville, 1851.
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06-23-2022, 05:26 PM
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#19
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Full time employment: Posting here.
Join Date: Dec 2016
Posts: 696
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no offense to the OP, but I always find these type of videos silly...
reminds me of those nonsensical tests I would have to take when I was working to find out what my "personality" was and how that could help me attract a certain type of client, blah, blah , blah blah , blah
I was in the happy phase when I retired 5+ years ago and I'm still in it today...retirement for me is an indescribable feeling of freedom...thats the phase I'm in!
__________________
Retired 1/6/2017 at 50 years old
Immensely grateful
“The most important quality for an investor is temperament, not intellect.”—Warren Buffett
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06-23-2022, 05:32 PM
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#20
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Recycles dryer sheets
Join Date: Jan 2022
Posts: 64
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I didn't bother watching the video because the idea of phases seems silly. Is the presenter claiming that all retirees go through these phases? Because based on the responses here and my own experience he's wrong. If his claim is "these are the phases I went through" then that's fine but not worthy of a Ted talk.
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