Your Major Expenses Broken Into What Can Be Reduced in Cost What Can?

[ivinsfan]

Quote:

Originally Posted by W2R Frank's Medicare Advantage pays all of his Part B for him, and their fees are not very high. Also they pay his gym fees, and also they pay $30/month (I think?) for OTC meds and such that he can choose online. Almost all the seniors that we know around here have the same policy that he has. I stuck with my FEHB insurance supplementing Medicare, so I pay Part B.

Impressive numbers especially for someone who might be on a budget..

[daylatedollarshort]

One area to look at is replacing as many single use and disposable products as possible. It is good for the environment as well as the finances. Here are some of the replacements we've done or have on the to do list:

- Paper towels - washable bamboo towels
- Batteries - rechargeable batteries with a solar charger
- Paper nail files - stainless steel files
- Steel wool scrubbies that disintegrate after a month or so - stainless steel scrubbies (mine have lasted ten years so far)
- Toilet paper - bidet
- Paper napkins - cloth napkins, bonus points if you get them at garage sales or thrift shops
- Plastic lids for food storage (ours were always cracking and even though the bases were glass I had to buy new lids) - silicone stretch lids
- Cotton balls - washable cotton makeup removers
- Coffee filters - washable metal filter
- Liquid hand soap and single use dispensers - reusable mason jars with pump lids, filled with diluted Castille soap
- Baggies - washable food storage bags and reusable food wraps
- Light bulbs - LED inside and solar outside