 Quote:
Originally Posted by Caniac4ever
Long time lurker, first time poster...
I see this is an old thread, but it is discussing something I was doing some research on and since it was recently bumped, I figured I'd just tag on. I'll post my situation here and see if anyone has any words of wisdom for a newbie to all things investing.
I work at an establishment that offers both a 403b plan and a 457 plan. If we contribute 3% to a 403b plan, the establishment will contribute 2%. The only 2 vendors that we are offered for either plan are Lincoln Financial and Valic.
Any suggestions on what direction I should go or what you would do in this situation would be greatly appreciated!
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Both of those companies were options where I worked, but they looked expensive to me so I went with TIAA-CREF for the 403b and we had Great Western for the 457 with a range of good low cost funds. I think you have two bad choices and would not know how to choose between them.
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“So we beat on, boats against the current, borne back ceaselessly into the past.”
Current AA: 75% Equity Funds / 15% Bonds / 5% Stable Value /2% Cash / 3% TIAA Traditional
Retired Mar 2014 at age 52, target WR: 0.0%,
Income from pension and rent
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