I've been reading this forum for a while and finally decided to join up. I hope to retire by age 60 (32 years). I've been wondering if I am doing things right to accomplish this and figured why not ask here. I currently make 52,000 a year but that will prob double within the next 3-5 years. My company gives me 6% for free into a defined contribution account. This account has around 6,000 in it currently. I contribute to my Roth monthly and have just under 22,000 in it. Besides that I have 5,000 in a taxable mutual fund and 5500 in a money market account for emergencies. I've been putting 500 a month into my Roth and I usually have another 500 give or take left over. I was wondering if it would be best to put this 500 extra dollars towards my mortgage or buy more shares of mutual funds. Also, my company offers a 401 k but they do not match any contributions so I haven't signed up for it yet. Does it sound like i have a decent plan going? Any ideas or suggestions are appreciated.