Hello, new member here.
I'm just getting started on a retire early plan. I was investing about $400 a month in a 457 plan (like 401k but for local govt. employees). Then I started figuring out that I really needed a lot more if I wanted to take early retirement. Now I am up to investing $1000 a month and my goal is $1500.
I looked around the net for help on how to budget and how to get some control over the household budget. I didn't really find anything that applied to my situation so I wrote an article. It is really a reference for myself, it has a somewhat complicated budgeting strategy. I figured that there must be other people looking for help on how to get their budget under control so I made a website out of it.
I am just starting out with this budgeting system so the article might be a little optimistic. One thing that it is very good at is making you decide where you should spend your money. You have to balance saving for major purchases with paying off debt, it makes you think about the best strategy. In addition to the budgeting system there are some general thoughts and philosophy on how to live well on a budget.
I would appreciate hearing what people think about this article and budgeting strategy. I will be trying it out and I have high hopes. It is based on some of the budgeting I do as a muncipal construction project manager. I try to use some of the same concepts but apply them to the household budget.
Take a look here: http://cruisenews.net/independence/
I am making this article public here for the first time, so you folks are the first ones to read the article.
Also, I have a homepage on sailing and there is a lot of good information on how to retire on a sailboat on my main website: