Vanguard funds for someone in late 20's, taxable account

[lswswein]

Everything DblDoc said is right and being bored I am going to nitpick and say that for someone in his 20's who is going to DCA, the preferable strategy would be to not own ETF's unless they are getting free trades to buy the said ETF's. They are all passive, one of them tries to tax manage more and basically in Ned's case any one of them will serve the purpose well

-h

[knockoutned]

To give you an update, yesterday I purchased both Vanguard Total Stock Market Index and Vanguard FTSE All-World ex-US Index. I'll be dollar cost averaging through monthly investments from now until 2030 or so.

It feels great to end my analysis paralysis. Thanks again for all of the advice.

[HFWR]

Quote:

Originally Posted by knockoutned To give you an update, yesterday I purchased both Vanguard Total Stock Market Index and Vanguard FTSE All-World ex-US Index. I'll be dollar cost averaging through monthly investments from now until 2030 or so. It feels great to end my analysis paralysis. Thanks again for all of the advice.

Well diversified, low cost, should be reasonably tax efficient. No muss, no fuss. Good choices!

[lswswein]

Good choice and good job.
-h

[RichoRosai]

Can you tell me how you did this from Japan?

Every time I try to open an account they want me to give them my US phone number and my US employer's address, neither of which exist, and then when I say I'm in Japan for the time being they send me to the Japanese site, which I'm not interested in.

[knockoutned]

Quote:

Originally Posted by RichoRosai Can you tell me how you did this from Japan? Every time I try to open an account they want me to give them my US phone number and my US employer's address, neither of which exist, and then when I say I'm in Japan for the time being they send me to the Japanese site, which I'm not interested in.

I set up my account with Vanguard several years ago. I switched my address to my parents' house when I left the country, and have kept it there since. It wasn't a problem when I invested in the new funds.

Is there someone in the states with an address you can use?

[Jmsb526]

The original poster's question is very applicable to me because I, too, am in my late 20's. I actually have already started a taxable investment account and have these two funds in it (Vanguard US Stock Index and Vanguard FTSE All-World Ex-US).

My question is..... Is the origional poster's allocation of 60% to the US Stock Index and 40% to the FTSE All-World Ex-US a good choice? Right now I have a 50/50 allocation.

[DblDoc]

Quote:

Originally Posted by Jmsb526 The original poster's question is very applicable to me because I, too, am in my late 20's. I actually have already started a taxable investment account and have these two funds in it (Vanguard US Stock Index and Vanguard FTSE All-World Ex-US). My question is..... Is the origional poster's allocation of 60% to the US Stock Index and 40% to the FTSE All-World Ex-US a good choice? Right now I have a 50/50 allocation.

Either choice is fine. Personally I'm 50:50 domestic:foreign as that is closer to market capitalization. If I could I would just use the Total World Index VT/VTWSX but I'm limited in my choices in my 40x plans.

DD