Often, I refer to this historical S & P 500 historical graph. Scroll over all points in time. This gives me an idea of the ebbs and flows over many years. We basically RE in 2011, although DH does some consulting on the side b/c he enjoys it. I like to pick a date then see the RR over time, based on this info. We're 55% in the market We've been in the market since approx. 1997, so it's been good for us. This is a simplistic way to get an idea of how awful things would be if market went backwards, but how likely is that?
https://www.google.com/search?client...storical+chart
I click on the "Max" which brings you back to the '70's.
Actually EDIT: this chart is more fun.
https://www.macrotrends.net/2324/sp-...cal-chart-data