ACA subsidy calculation wrong (SLCSP bogus)?
Is anyone else seeing subsidies being calculated incorrectly because of a bogus second-lowest-cost silver plan? In my case, both the state website and the actual insurance provider's site are both pricing the policies identically, but then they appear to be using a SLCSP value that is way too low -- like by a factor of 2, or $300/mo less.
I'm looking at SLCSPs for 2015 (readily available through last month, since they have to be, since you need them to file your return) and they are all basically about the same for my family size and location. The silver plans being served up for 2016 are about 10% higher across the board, which is what I expected for Colorado. But for some reason the SLCSP value being used under the hood seems wrong, or I'm misunderstanding something.
I realize the sites are not official yet, and I'm sure there are tons of bugs. But this one seems weird, and when I called the insurer they didn't know, either.
Anybody else observing this?
|