Like most people, when I retire at 62 I will have to wait three years before I am eligible for Medicaid (my wife is two years younger than I). Therefore I need to have private insurance for myself for a three year period and five years for my wife. I am in perfect health but my wife has many health problems ("pre-existing conditions"). I can continue the coverage I have at work which is an outstanding plan at about $1600 per month for two of us or I can look outside. Does anyone have any advice on private health insurance between age 62 and medicaid? $1600 seems like a lot, Thanks in advance for sharing your expertise.