Quote:
Originally Posted by easysurfer
I've gone the self-insure route for both my dental and vision.
To ease the pain, I then use my HSA to reimburse myself in January for qualified expenses during the prior year.
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+1
Exactly my strategy for the past few years. My dentist has been quite willing to work with me on pricing, given my lack of insurance, so out of pocket costs have been very reasonable. Couple this with using HSA funds to pay for procedures, and I think dental insurance doesn't make much financial sense for me.