I'm in California. This is my second year on ACA, last year I had a silver plan and paid a monthly premium of $150. This year I chose the Kaiser HSA Bronze 60 plan for a $1 premium and because I can convert more of my IRA to a Roth because of the $4550 Federal tax credit. That's the way I understand it to work, I hope I'm right but if not I'm sure someone else will let us know. I've dropped $500 in an HSA Savings account at NASA FCU and I will probably open a Fidelity account to invest the other $4050 in the next month or so. I've never invested before, I've always saved in CD's so the market is new to me and I have to admit a little scary but I can only get 1.55% on HSA CD's at Nasa.
Gotta say, I'm loving Kaiser. They started mailing and calling me in December to get my online account set up and my doctor chosen early. I've been in for my new patient visit, getting a full colonoscopy in a couple of weeks, and already did some blood work and other preventive screenings all at no charge. They are the nicest people, I was called 5 minutes before my scheduled appointment time by a wonderfully efficient nurse and and my doctor is great. I love having all my information available in my online account, they are so organized they put my old doctor of 25 years to shame I'm sorry to say.
