haha
Give me a museum and I'll fill it. (Picasso) Give me a forum ...
I got letter a week or so ago saying that the clinic where my doctor works will no longer take patients with classic Medicare beginning January. Only a short list of their approved Medicare Advantage Plans. I have until Dec 31 to do something, if I am to to change over.
This is really not enough time for me to find out all the differences between these two types of plan. I originally chose Classic Medicare because of greater control and flexibility. Finding what I could on the state government insurance commissioner's page, it appears but is not certain that Medicare Advantage is a roach motel, you can enter, but only under very unusual circumstances can you leave. You can switch MA plans at certain times, and you can go back to original Medicare and get a drug plan- but you are not guaranteed acceptance into a Medigap plan.
I am leaning toward changing doctors rather than be levered into this change on short notice, although I really like the doctor and have gone to him for a long time.
Anyone have observations or suggestions? I know these things vary from state to state, but any comments would help I think.
Ha
This is really not enough time for me to find out all the differences between these two types of plan. I originally chose Classic Medicare because of greater control and flexibility. Finding what I could on the state government insurance commissioner's page, it appears but is not certain that Medicare Advantage is a roach motel, you can enter, but only under very unusual circumstances can you leave. You can switch MA plans at certain times, and you can go back to original Medicare and get a drug plan- but you are not guaranteed acceptance into a Medigap plan.
I am leaning toward changing doctors rather than be levered into this change on short notice, although I really like the doctor and have gone to him for a long time.
Anyone have observations or suggestions? I know these things vary from state to state, but any comments would help I think.
Ha