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Old 08-24-2021, 09:40 AM   #21
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Quote:
Originally Posted by GTFan View Post
This is exactly what we do and was also recommended by our dental office staff, all of the insurance options we saw were not worth the cost. Same for vision.

Just curious - you only paid for one year of Aetna discounts? And you get the same discount every year? I always wondered if they don't check after year 1, we're still paying $99/yr for our discount card. It more than pays for itself just in savings on cleanings/X-rays alone.
Yes, I only purchased one year of the discount plan up front. That was for this year (2021). According to the Aetna website, they price is actually $75 per year (for one person) + a one-time $20 "start up" fee. I assume closer to January 1, I will get emails to renew this discount plan and I would assume it will be for $75. But we will see. Since it's my first year, I'm not sure how that all works yet. The base price for a family is $105 per year.

The discount levels are loosely spelled out on the website. There's enough fine print to know that they are just estimates. You don't really have a firm commitment to the exact discount level that YOUR doctor will give from the program. But in this first year, the discounts were in the ballpark of what the Aetna website said. In fact, I think they were a little higher. I assume the discounts can change thru time and that I won't be notified about it.
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Old 08-24-2021, 09:42 AM   #22
Thinks s/he gets paid by the post
 
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I've used a dental discount card for years but then my teeth have been pretty healthy. Vison-wise, the major cost is glasses but now with Costco and online sources, that's not such a big expense. Anything beyond a routine eye exam is covered by most healthcare plans. Because I have an eye problem that must be checked annually by an eye doctor, he does any routine exams at the same time. The latter cost me only if I want him to issue a prescription for glasses.
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Old 08-25-2021, 05:58 PM   #23
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We pay $12 per month for VSP for two people through my pension benefit. It covers an annual eye exam, contacts, and glasses every two years and lens replacements every year. We pay cash for dental coverage. Our dentists are out of network for most plans sold on the individual market place and those plans have limited coverage. At this point it's only cleanings twice a year and the redo of an old filling every few years.
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