mikex
Dryer sheet aficionado
- Joined
- May 10, 2007
- Messages
- 49
Did anyone see this CBS segment on uninsurable people yesterday?
The "Uninsurables", CBS News Investigates The Tactics Used By Insurance Companies To Deny Health Coverage - CBS News
I think it goes all week. Basically, by one company, the guy was denied for such things as spider bites he's had . They said some companies look at credit records, interview neighbors, ask about your morals (!) all kinds of weird stuff. What I was wondering, is what everyone is finding when they try to get individual plans. Are the insurance companies really that paranoid about minor things like spider bites and such? What types of things have you found that they will deny your application for. This could affect my decision, even though I am healthy right now, I need to know, if I had surgery or a kidney stone, or the like, is that a death knell for an application these days?
On another note, I realized that you never see the health care insurance companies advertise on TV for customers, like there really is no need to compete with each other. Why is that?
The "Uninsurables", CBS News Investigates The Tactics Used By Insurance Companies To Deny Health Coverage - CBS News
I think it goes all week. Basically, by one company, the guy was denied for such things as spider bites he's had . They said some companies look at credit records, interview neighbors, ask about your morals (!) all kinds of weird stuff. What I was wondering, is what everyone is finding when they try to get individual plans. Are the insurance companies really that paranoid about minor things like spider bites and such? What types of things have you found that they will deny your application for. This could affect my decision, even though I am healthy right now, I need to know, if I had surgery or a kidney stone, or the like, is that a death knell for an application these days?
On another note, I realized that you never see the health care insurance companies advertise on TV for customers, like there really is no need to compete with each other. Why is that?
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