Join Early Retirement Today
Reply
 
Thread Tools Display Modes
Health Insurance Bill and Preventative Coverage
Old 03-19-2010, 05:35 PM   #1
Recycles dryer sheets
 
Join Date: Sep 2006
Posts: 69
Health Insurance Bill and Preventative Coverage

I know the bill that is suppose to pass this weekend is far from final even if is does pass, but does anyone know about the following:

My understanding that upon passage into law, that all insurance companies will be mandated to provide preventative care.

My company does provide retirees an option for that, but it costs $1000 more per month. That is not a typo, it is $1000 more than the highest deductable plan and is the only option that offers preventative care

My question: What will stop insurance companies from just raising the premiums or just drop any option offers forcing one to either pay the $1000 more per month, or in my case, force me to drop the coverage as it would not be affordable?

Seems that it would be the first response on that mandate.

The insurance is a self insured plan, but seems very feasible.

Appreciate the thoughts on this one
oliverdickens is offline   Reply With Quote
Join the #1 Early Retirement and Financial Independence Forum Today - It's Totally Free!

Are you planning to be financially independent as early as possible so you can live life on your own terms? Discuss successful investing strategies, asset allocation models, tax strategies and other related topics in our online forum community. Our members range from young folks just starting their journey to financial independence, military retirees and even multimillionaires. No matter where you fit in you'll find that Early-Retirement.org is a great community to join. Best of all it's totally FREE!

You are currently viewing our boards as a guest so you have limited access to our community. Please take the time to register and you will gain a lot of great new features including; the ability to participate in discussions, network with our members, see fewer ads, upload photographs, create a retirement blog, send private messages and so much, much more!

Old 03-19-2010, 06:05 PM   #2
Thinks s/he gets paid by the post
 
Join Date: Oct 2009
Posts: 1,190
Can't answer your specific question, but I am certain there will be tremendous unintended consequences from any bill that is passed. Especially as this bill appears to have been hastily cobbled together...
LARS is offline   Reply With Quote
Old 03-19-2010, 06:06 PM   #3
Thinks s/he gets paid by the post
Rustic23's Avatar
 
Join Date: Dec 2005
Location: Lake Livingston, Tx
Posts: 4,204
That's interesting, seeing as Medicare will not pay for an annual physical. That would seem to be the basis of preventive care.
__________________
If it is after 5:00 when I post I reserve the right to disavow anything I posted.
Rustic23 is offline   Reply With Quote
Reply


Currently Active Users Viewing This Thread: 1 (0 members and 1 guests)
 
Thread Tools
Display Modes

Posting Rules
You may not post new threads
You may not post replies
You may not post attachments
You may not edit your posts

BB code is On
Smilies are On
[IMG] code is On
HTML code is Off
Trackbacks are Off
Pingbacks are Off
Refbacks are Off


Similar Threads
Thread Thread Starter Forum Replies Last Post
Universal Health Insurance Coverage, new proposal landover Health and Early Retirement 98 03-24-2010 07:53 PM
Assessment of Status of New Federal LTC Insurance in final health bill. samclem Health and Early Retirement 6 01-01-2010 10:17 AM
Your Experience/Individual Health Coverage Stevewc Health and Early Retirement 22 12-13-2009 11:57 AM
Double Coverage Health Insurance mark500 Health and Early Retirement 3 02-04-2008 02:07 AM
Universal Health Coverage in MA firewhen Health and Early Retirement 25 07-01-2007 08:24 PM

» Quick Links

 
All times are GMT -6. The time now is 04:24 AM.
 
Powered by vBulletin® Version 3.8.8 Beta 1
Copyright ©2000 - 2024, vBulletin Solutions, Inc.