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Health insurance for early retiree and family in FL
Old 04-29-2020, 12:06 PM   #1
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Health insurance for early retiree and family in FL

Hi everyone!!!
Is anyone retired (early)....and had to get their own health insurance for their family? I’m wondering if Florida offers it and the costs involved (monthly premium)
Also, who is the provider
Thanks!!!!!
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Old 04-29-2020, 12:49 PM   #2
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Originally Posted by moneymama View Post
Hi everyone!!!
Is anyone retired (early)....and had to get their own health insurance for their family? I’m wondering if Florida offers it and the costs involved (monthly premium)
Also, who is the provider
Thanks!!!!!
Health Insurance Marketplace Calculator
https://www.kff.org/interactive/subsidy-calculator/
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Old 04-29-2020, 12:52 PM   #3
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When calculating income for purposes of marketplace subsidies, you will want to enter your AGI (adjusted gross income).
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Old 04-29-2020, 01:07 PM   #4
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Quote:
Originally Posted by moneymama View Post
Hi everyone!!!
Is anyone retired (early)....and had to get their own health insurance for their family? I’m wondering if Florida offers it and the costs involved (monthly premium)
Also, who is the provider
Thanks!!!!!
There are ACA policies available across Florida, specific availability is by zip code. You can use the Healthcare.Gov plan finder to identify the offerings available in your zip code. https://finder.healthcare.gov/

This will also give you an estimate of the unsubsidized cost. Premium assistance is available, depending on income.
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Old 04-29-2020, 01:09 PM   #5
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Below is the official Marketplace healthcare website.
https://www.healthcare.gov/

Below is the site which can be used for the compilation of what is included in net income in order to calculate your MAGI, which is the subsidy version of AGI.
http://laborcenter.berkeley.edu/pdf/2019/magi.pdf

We use Florida Blue on the marketplace and if you keep your MAGI below 150% of the poverty level, one can receive quite large subsidies.
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Old 04-29-2020, 08:17 PM   #6
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Healthsherpa.com is easier to navigate than the official gov site. Easier to look at multiple options, IMHO
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Old 04-30-2020, 06:43 PM   #7
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I have had a grandfathered BCBS policy for at least 20 years.
I just received notice today that the premium is going up 12%.
This health insurance situation is pissing me off. I had 18% to 24% increases 3 years in a row when Obamacare started. It just never stops!
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Old 04-30-2020, 08:10 PM   #8
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Depending upon your situation, a nonqualified plan may be more attractive than anything on the marketplace. We are quite happy with plans from Farm Bureau (only became a member for this).
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