exnavynuke
Thinks s/he gets paid by the post
the 3 to 1 rules makes it affordable for you but not for the 25 year old married couple with two kids - they get hammered by it
Maybe I wasn't clear, I was saying that getting rid of the 3 to 1 rule is the key to making it affordable for most people. Hence why I said doing so would likely price-out people with higher risks (like pre-existing conditions). It's a trade off overall. Either low-risk people are forced to pay higher premiums than their risk level would justify without regulations or people with higher risk levels are likely to be priced out of any plan. I'm sure there could be some middle ground, but I don't know what that would be.