KFF analysis of short term insurance costs

[MichaelB]

Here’s an interesting analysis by the Kaiser Foundation of the factors that drive the cost differences between ACA compliant plans and short term coverage. https://www.kff.org/health-reform/i...lnDR1IprpCwtWqsDvOnnx6XwH3tNYQ&_hsmi=67198116

No coverage for pre-existing conditions reduces the cost by 38%, no coverage for pharmaceuticals another 13%. Maternity coverage, often cited here as a driver, subtracts only 3.4%.

Not a policy paper, just a summary of the differences and how they impact the price of insurance.

 

[target2019]

Another article there (dated 10/31/18) mentions that the savings for a short-term plan is a bit more than 50% of an ACA compliant plan. That is something I have wondered about.
https://www.kff.org/health-reform/p...ng-conditions-and-severely-limiting-benefits/