InTheSticks
Recycles dryer sheets
- Joined
- Jan 24, 2013
- Messages
- 198
I just got my open enrollment for 2014 from my employer. Yes, I still work. One of the options is a new plan called the "Limited Plan"
It is designed to cover a limited number of services for a lower monthly premium. There are no dollar limits, but only covers 12 office visits, one inpatient hospital admission (5 days max), three outpatient service, 24 prescriptions and ER visits per year.
My employer had a lower priced plan that had annual caps. It was dropped and replaced with this.
Has anyone else seen this type of plan available, either from an employer or an individual plan?
I thought this was the kind of thing that ACA was supposed to protect us from.
It is designed to cover a limited number of services for a lower monthly premium. There are no dollar limits, but only covers 12 office visits, one inpatient hospital admission (5 days max), three outpatient service, 24 prescriptions and ER visits per year.
My employer had a lower priced plan that had annual caps. It was dropped and replaced with this.
Has anyone else seen this type of plan available, either from an employer or an individual plan?
I thought this was the kind of thing that ACA was supposed to protect us from.