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Old 12-03-2018, 01:14 PM   #21
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I will be going on Medicare early next and have been doing a lot of research on this. I opted to enroll in a Plan G and a Part D drug plan.

My concerns with an Advantage plan were the scope of the network and changes to same and getting nickled and dimed on co-pays. While I can handle the paperwork now, what happens if I am very ill and have trouble writing checks etc?

I helped DM in her later years, when her health was failing. She had traditional Medicare and a supplement. Very few problems, despite multiple surgeries, hospitalizations, etc. I like the idea that I can put most of the payments (except the deductible) on autopilot.

I am really concerned about about the time when I will have limited ability to manage my affairs and traditional Medicare seems like the best option for me.
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Old 12-03-2018, 02:30 PM   #22
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Originally Posted by ShokWaveRider View Post
Plus the premium. But still the way to go IMHO. 2019 is my first year on Medicare and I signed up for Plan G with BoomerBenefits.com. I can recommend them. Not for a Part D Drug plan though. I am using WellCare for that.
Yes, the premium adds about $1500/yr to that but it's still a lot less than I'd have shelled out for one of the $0 Medicare Advantage plans. My Part D plan is $12/mo and next year there is no cost at all for the statin and ppi I take.
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Old 12-03-2018, 02:32 PM   #23
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Originally Posted by Likes_to_Lurk View Post
I am really concerned about about the time when I will have limited ability to manage my affairs and traditional Medicare seems like the best option for me.
Thanks! That's a great point.
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Old 12-06-2018, 09:48 PM   #24
Dryer sheet wannabe
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Join Date: Jul 2017
Location: Nashville
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Originally Posted by oldtrig View Post
I have looked at this for days. I would like things to be simple and this does look simple.


Since I turned 65 I have been on plan F . I just thought at the time it is what I needed. I am now 71.



I have never been in a hospital and very rare go to a doctor.



Now I am looking hard at going with a Medicare Advantage plan. Thoughts ?
Look man, YOU DO NOT WANT TO SWITCH TO AN ADVANTAGE PLAN.

But if you are still healthy you probably want to switch from plan F to Plan G ASAP. Plan G is typically much cheaper due to a healthier risk pool, plus the only thing it doesn't cover that F does is the $183 annual part B deductible.

It's a no brainer, especially if G saves you like $50-60/ month over your F plan.

Source: ind medicare broker
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