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Medicare Premium for married couple
Old 11-18-2019, 10:49 AM   #1
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Medicare Premium for married couple

This seems like a really dumb question, but when I googled it, I got more cornfused.

When my wife and I are both 65 and on Medicare, do we pay $144.60 a month premium or $144.60 x 2 each month for premium?

I think the answer is we each have our own premium, so I should budget $289.20 / month.
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Old 11-18-2019, 10:55 AM   #2
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The thread was moved to the Health forum.

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Originally Posted by corn18 View Post
This seems like a really dumb question, but when I googled it, I got more cornfused.

When my wife and I are both 65 and on Medicare, do we pay $144.60 a month premium or $144.60 x 2 each month for premium?

I think the answer is we each have our own premium, so I should budget $289.20 / month.
That price is per person, so budget the $289.2. Don’t forget Plan D and MediGap supplemental.
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Old 11-18-2019, 10:56 AM   #3
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Yes, each person has their own premium to pay, since they each have their own Medicare number (formerly SSAN).
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Old 11-18-2019, 10:58 AM   #4
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The thread was moved to the Health forum.


That price is per person, so budget the $289.2. Don’t forget Plan D and MediGap supplemental.
Coolio! We will have Tricare for life which I think is a Medicare supplemental of some sort. Will have to research that.
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Old 11-18-2019, 11:02 AM   #5
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Coolio! We will have Tricare for life which I think is a Medicare supplemental of some sort. Will have to research that.
Yes, TFL will pay whatever Medicare doesn't pay. Just be sure all your providers know that you have both.

Medicare should automatically forward any charges (after they pay their share) to your TFL administrator, and this is nearly always flawless in my experience. So you will get two EOBs, one from Medicare and one from TFL.
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Old 11-18-2019, 11:55 AM   #6
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My wife has Medicare and Tricare. It is great. She does get some flak as some offices don’t like to deal with this combo.

Both of your Medicare bills will be deducted from each of your monthly SS checks
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Old 11-18-2019, 03:37 PM   #7
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Don't forget IRMAA if applicable. Our medicare premium keeps going up due to IRMAA but then there are other more worthy things to complain about .
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Old 11-18-2019, 05:34 PM   #8
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Don't forget IRMAA if applicable. Our medicare premium keeps going up due to IRMAA but then there are other more worthy things to complain about .
That must be because it's more expensive to treat more wealthy people
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Old 11-18-2019, 07:38 PM   #9
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That must be because it's more expensive to treat more wealthy people
That must be it!
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