Medigap plans for California residence
I still have 9 months to do my research. Right now, I am looking at Medigap plans instead of MA in my area.
California has birthday rule.
"The California “Birthday Rule” allows folks who have a Medicare Supplement plan to change to a different plan of equal or lesser benefit, 30 days before and after their birthday, without being subject to medical underwriting."
It appears that I can call around agencies and sign up with the lowest cost of Plan G from any of the Attained Age pricing, Issue age pricing, or Community pricing companies. Each year during my birthday month, I can check on all those companies again and pick another cheaper Plan G.
Is this the strategy for those in California with Medigap?